Fix Credit Score – FAST

If you are looking for ways to fix your credit score fast, getting hold of your credit report is an important first step toward fixing your credit. 

“Most people’s score is somewhere between 500 – 700 which is poor to fair”.

Do You Know Your Score?

There are several ways to obtain a Free Credit Report Online and I’m going to give you access to your credit reports right here, for free. You can contact the following sources directly by visiting; 

• https://www.annualcreditreport.com/
• Experian https://www.experian.com/
• TransUnion https://www.transunion.com/
• Equifax https://www.equifax.com/

Why You Need to Do This

You will need to view all these sources to make sure they are scoring you all the same, and once you have your credit report(s), then we can get to work on improving your credit score. Also reviewing your credit reports regularly helps you to catch potential problems, before they get out of hand, such as detecting identity theft, which can devastate your credit rating.

How Important is Having a Good Credit Score?

Having a good credit score will guarantee you of a good life and having the best credit score, you possibly can is important because your Credit Score will affect your;

• loan interest rates,
• credit card approvals,
• apartment rental requests,
• and even job applications.

So, knowing what to look for will also help prevent future, long-term credit related problems and understanding how your credit score is calculated is another important step towards improving your credit rating.

Get This Book

Repairing bad credit is a bit like losing weight, it’s going to take a little time. And often, most typical, quick-fix options can potentially be detrimental, over the longer term, which is not what you want.

However, as everyone’s situation is different, improving your Credit Score could be easier than you think but you need to get the correct information that’s specific to your individual situation.

So, if you’re interested in learning how to fix credit your score, fast and learn some hacks and how to improve your credit score, then grab a copy of this book.

It will teach you how to avoid all the issues that people with low credit scores have to deal with on a regular basis.

“Details about the process and exactly how to ‘tweak‘ things to improve your score, are found in this eBook”

Another Resource You May Also Like

There is also another website for getting a free credit report, which also has the additional advantage that they monitor your credit and future credit inquiries for you. They will email you about any new developments to your credit score. 

You can check it at Credit Karma.  

One of the biggest credit misconceptions is that checking your credit score will hurt your credit score.

This is not the case. You can check your credit scores at Credit Karma as often as you like without affecting your credit score. You can check it at Credit Karma here.

Dealing With Debt Collectors

It may seem easier to turn to outside help when you are feel overwhelmed by your debt situation and / or when collection agencies are banging on the door and phoning constantly. A feeling of panic is what usually drives people to debt counselors, because you just want to run away and dump it all at the feet of someone who knows how to deal with it.

• Call you before 8 am or after 9 pm
• Call you an unreasonable number of times
• Tries to irritate you into paying the loan
• Threatens to harass you about the debt by constantly calling
• Or is harassing your friends and family
• Threatens to have you charged or imprisoned
• Threatens to report a vehicle as stolen (if it’s about a vehicle loan)
• Mails a letter claiming to be from an outside source (for example, an attorney’s office).

Sometimes that is enough to scare them away. But often times they simply don’t know that they are not allowed to do those things in which case take note of the violations and ask to talk to the collection agency manger.

Loan Consolidation Programs

With multiple loans, it is pretty difficult to keep track of the monthly payments, interest and due dates related to each loan. While you are trying get out from under you debt situation, this could be difficult thing to manage.

A loan consolidation will make it easier to manage by putting the multiple loans into a single new loan. The new loan could have monthly payment much lower than the earlier ones. You don’t have to worry about several payments per month as you can more easily remember a single monthly payment schedule.

Companies providing the consolidation service

There are companies offering incentives when you stick to the timely payments. Some may even wave off the interest if timely payments continues for twenty four months. However just don’t rely on incentives alone as there are other things also to take a look which includes loan terms, competitive interest rates etc.

Remember

The more information you have about managing debt and understanding credit solutions the better equipped you are for solving debt problems, not only for yourself but others as well. Take a look at the website; Debt Management Ideas which has many articles and resources about managing debt and  other credit / debt related topics.

Remember that a good credit score can guarantee you of a better life, so go check out Debt Management Ideas – it’s free

One More Thing

If you want your own online business, but are having difficulty getting started or knowing what to do. Then look no further because not only can I recommend a great place to begin your education (for free) you will also learn everything you need to know about how to build a business online, from Wealthy Affiliate.

You can see my review and learn more about them or go directly to their site using the link within the image below.

You can learn from one place, at your own pace and you do not need a credit card to get started.

“They will teach you the fundamentals of online marketing and building a successful business and show you how to really make money online”.

You will have your very own piece of the internet and a platform from which to connect to some of the 3 billion people who are looking (searching) for information and solutions to problems online.

Finally

If you have enjoyed this post “Fix Credit Score – Fast” feel free to share socially and leave a comment or ask a question below.

“Oh… Just one more thing, if you would like to receive a free weekly newsletter, full of tips and advice about improving your credit score. Drop your details into the box below, so we know where to send them. Apply here”