Is China the Next Superpower

Is China the Next Superpower?

The Chinese have long seen themselves as superior to every other race and the center of the world. It’s because they were so confident of this, that historically they never ventured out much or as often as the Europeans did.

Well, that is with a brief exception during the 15th century when they had a fleet of gigantic ships, vastly superior to those of Europe and they ventured as far as Africa and some say they even went as far as America, before Columbus.Is China the Next Superpower

However, since dropping the ball on world conquest back then, or at least exporting their culture wholesale, it was the Europeans that came to China looking for opportunities and consequently it was the Chinese who were on the receiving end of whatever Europe dished out.

The Chinese were happy to sell to, but not to buy from the European traders and eventually this imbalance of trade caused resentment from the Europeans who were wanting reciprocal trading which eventually resulted in the infamous Opium Wars, of the late 1800’s which were about creating a market for narcotics and resulted in foreign soldiers running around the Chinese countryside.

Resentment

Just as the Chinese resented the (“foreign devil“) for taking over places like Hong Kong, Macau, Shanghai, and numerous other enclaves back then and they have a long memory of that humiliation. The Chinese today resent the U.S. government parading its aircraft carriers off the China coast as if they owned the place.

The U.S. government may feel like it can call the shots now because it has a dozen aircraft carriers and a couple of thousand fighter planes. But times have changed since the early 19th Century, and the U.S. government is not showing strength, it’s displaying arrogance and stupidity by antagonizing what may well turn out to be a sleeping dragon.

An Enemy

It could be making a serious enemy with a country that now has serious wealth and modern technology.

Unlike the China of early times which was isolated and insular, modern day China is vibrant and relatively advanced, and at the end of the day, any war will go to the country with the most wealth. Not the one that has the most expensive military hardware. A modern day war with a country like China would certainly bankrupt America.

 The Future in ChinaIs China the Next Superpower

Putting thoughts of war aside, there are dozens of likely scenarios as to what might happen in China over the next few decades and although I am not going to pretend I can predict which one is the most likely to occur. However, the trend that seems the most credible is the rapid rate of wealth increase in China.

I would never credit any official government figures with any accuracy, (because all Government lie – some more than others) but if we were to assume them as being right, then the U.S. economy is growing at 2%, and China’s at about 7%.

Now add to that China has about four times the population, then this means that the largest economy on the planet may soon no longer be the U.S.A, but China. (For more on this you may wish to view my other post here)

China vs. the U.S.A

The US has been the worlds largest economy for more than 140 years since overtaking Britain in 1872 and is currently 22.4% of Global GDP. Other statistics are below;

  • Cash Reserves: China has US$3.2 Trillion vs. America US$434Billion
  • Total GDP: China US$10.36Trillion vs. America US$17.42Trillion
  • GDP per Person: China US$14,600 vs. America US$44,888
  • Average Income: China US$7,593 vs. America US$54,629

Of course, the average American will still be living far more comfortably than the average Chinese in that he’ll still have a bigger house, more gadgets, cars, and consumer goods. But if look at China vs the U.S.A, he will have considerably less investment capital and savings, and there will be far more Chinese, with substantially more wealth than many wealthy Americans.Is China the Next Superpower

The Chinese people save over half their income and invest in real estate, even though they don’t own the actual land (since 1949 it’s been leased for 70 years from the government) Nevertheless home ‘ownership‘ is high (at 90%) compared to the U.S where it is just 64%.

Also, most Chinese households have a major proportion of their assets in real estate vs. 27.9% in the U.S. As the incomes in China have increased so has real estate values have gone up. In Shanghai, for example, it has increased 560% since 2000.

Also, the Chinese are buying up expensive real estate all around the world and as a result, have become the leading buyers in cities like Sydney, Singapore, L.A., San Francisco, New York, Vancouver, and London. In 2014, they accounted for around $22 billion or some 24% of the total real estate purchases in the U.S.

 Why China has More Growth 

It has nothing to do with the Chinese Government, which has actually hindered the Chinese economy. Apart from Deng’s liberalization of the economy back in the 1980’s and the restarting of trade with the west, which was responsible for its decades of remarkable growth. There are other reasons for its economic growth.

One is that Chinese culture is ingrained with the Confucian work ethic, which is exploited by the Chineses government in its efforts to grow the economy, but nevertheless, this work ethic is similar to the Protestant work ethic that helped the West get where it is now.Is China the Next Superpower

Another is the sheer number of people that share a common culture and language. Upwardly mobile Chinese are learning English, the world’s business language, as well as learning their language. So they can access everything from the West, yet very few people in the West, learn Chinese, making it hard to reverse the flow.

Also, just as other people from a given culture tend to prefer associating and doing business with themselves, for example, the Jews, blacks, Arabs, Irish, Italians, etc., the same is true of the Chinese. And they a much larger than any other cultural grouping so from a financial point of view this means that business opportunities are largest within this group.

They are Smarter

Also the Chinese on average is smarter than Westerners and have a higher I.Q (105 vs.100) As an example Chinese children need to learn 3000-5000 different characters to write and read Chinese and spend much more time is school. Whereas western children only need to know 26 letters of the alphabet to read and write and some even struggle to do that. So perhaps that explains why the Chinese tend to do better academically and prosper in business all over the world, once they get out from under the Chinese Governments control over them.

Here’s Another ThingIs China the Next Superpower

Take an American and a Chinese, each with a dollar. Say both are equally smart and hardworking, and each can double his dollar every year, 2, 4, 8, 16… The only difference is that the American pays 35% – 50% in taxes and the Chinese pays almost nothing by comparison because the state provides almost nothing.

In China, you pay for almost everything, education, medical care, to use the roads, to visit a park. There is no sense of entitlement, they are brought up to pay their own way through life, nothing is free, and credit is not easy to get. 

Whereas the average American has been so brainwashed that he thinks he has a moral obligation to give the government whatever it asks for; he thinks it’s dishonest or he’s cheating if he puts his own and his family’s welfare above the demands of the State. At the same time, he thinks the State has a moral obligation to provide for his health, education, welfare, and retirement.

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Internet Marketing for a Business

Internet Marketing for a Business

Internet Marketing for a Business

Time is running OUT!

Internet Marketing for a business is something that almost everyone should seriously consider because, your entire economic security, may soon be dependent solely upon your ability to generate additional income.

Using the internet 

Using the internet for a business should be a priority and it’s something you should put time into, for little return, during the first few months of getting your education.

Learning the ‘smart’ ways to build websites, learning how to promote them, how to create engaging content and how to use search engine optimization tools to build a long term sustainable online income.

But first, let me give you some powerful reasons why you need to seriously consider internet marketing for a business.

  • It’s a great way to generate an additional source of income,
  • It could become your major source
  • and time is running out as what I about to reveal next, may shock or even upset you

Presidential Election

Whoever won the Presidential Election isn’t going to matter because the machinery of Government, that controls just about every aspect of American life, will still be calling the shots. Not the new President.

The American Government is supposed to be; “by the people, for the people, and of the people” But in fact, it hasn’t been that way for a very long time. 

It is tempting to believe that everything the government does is ultimately for our own good and that we can trust them to look out for us, but that is no longer true.

The Government is All of Us

Hillary Clinton said, “The government is all of us.” But the Government is not all of us.  It is only a few and those few run the entire U.S. government and they control the police, the armed forces, the financial industry, the medical industry, the education industry, and almost every major part of the economy.

The U.S. Government actually comprises of some 22 million tax-funded employees who “govern” through thousands of federal, state, and local bureaucracies.

That’s more than the entire populations of Ireland, Switzerland, New Zealand, Cyprus, Estonia, Latvia, and Iceland combined.

The Government is Run by Employees

These unelected government employees will still be “governing” us, regardless of who was elected President. And you’ll continue to pay their high salaries, regardless of how you voted. In other words, everybody’s personal choices and freedoms are subject to permission from bureaucrats working for the government no matter what.

Internet Marketing for a Business

Governments Prime Concern

Looking Out for Number One

The Government has a life of its own and it only really cares about the ‘people‘ the way a flea cares about a dog. A flea needs the dog, to eat and live, it wants the dog to survive. But not because it cares about the dog itself.

The prime directive of every living thing, it primarily objective, whether it’s an Amoeba or a Corporation or the Government, is SURVIVAL. That’s the prime directive; it comes before anything else. The U.S. government is an entity that has a life of its own. Its prime objective is looking out for number one.

A Con Game

The notion that politicians are our protectors and they protect us from the risks of the world, in exchange for paying taxes and subjugating ourselves to their rules and regulations.  Is how they con and trick us into thinking we need them. 

Politicians, are just liars and looters, pedaling promises and scams. Distorting the truth and clouding reality. Doing whatever they can to stay in power. They survive as a flea on a dog, by sucking blood and just like the dog and the flea, the people could happily survive without them.

Politics is a Racket

Politics is about ‘divide then conquer’ Divide the citizens into sub-groups; blacks, gays, workers, men, women, unions, policial parties etc so will they fight amongst themselves to gain ‘special’, favors, regulations and appeasements.

Think about that; Politics is about centralization of power but the sub-division of the people. Which is why Politics is the biggest ‘racket’ on earth.

If that strikes you as deeply wrong. Then embrace decentralization, not the political racket marketed to you as today’s ‘democracy‘. If people are to become wealthy they need to govern themselves, they need to be free to make their own decisions, not have the decisions of others imposed upon them. Such as what currently happens within the other 197 political gangs that exist around the world.

Is the System Corrupt?

That depends on your perspective. For those in the Government, it is working as designed. It’s set up for anything but change. Those in power (behind the scenes) want to remain in power and keep their power centralized and concentrated.

For those who believe voting for a new president, will make a difference. An interest fact about long term politicians is that despite record low approval ratings, incumbents typically have a 96 percent re-election rate and that’s by design, not default and certainly not because of how you vote.

“What can be done about this? – Probably nothing. The system benefits the insiders. And the insiders control the government”.

Government Efforts to Suppress

There has always been efforts by governments, no matter who, to suppress and undermine the idea of decentralization. They always want to control their people. No matter what the constitution or other documents may say.

In American in the mid-1700’s, there was no income tax under the “British Rule” of King George, other than  a 2-3% sales tax on certain goods, yet this made the ‘Founding Fathers’  throw down the gauntlet of rebellion against the British over being taxed from afar.Internet Marketing for a Business

Today the Founders would be branded as “extremists” and locked up under the Patriot Act labeled as traitors and have their passports revoked.

Consider the irony that the government they established today enforces invasive and widespread attacks on liberty and personal freedom all of which is going to continue – no matter who wins the election.

Government Efforts to Corrupt the Language

Words are extremely important because they provide the most important means we have to communicate with each other. If you don’t understand the meaning then it’s impossible to communicate accurately.

Changes in the way words are used is popular with the political classes. Many of the words you hear, especially on television and other media, are confused, or completely misused. 

For instance, stimulate the economy. This phrase first came out in the ’60s. It really just means “print money.” They don’t use it much anymore because everyone can see it no longer results in stimulus, so they invented a new word. 

Internet Marketing for a Business

Now it’s called quantitative easing and it’s used without questioning the fact that it still means “print money,” “inflate the currency,” or “debase the currency.” They say “quantitative easing” like it’s somehow going to reduce the pressure of an already overheated economy caused by printing money, which of course it won’t!

The “powers that be” use these words to create the illusion that they know what they are doing, that they are in control of the situation, and all the jabbering media monkeys follow their lead using the same words, never once asking what does this new word actually mean? 

Centralization of Power

Politicians love the idea of being in control and in the centralization of power, the more centralized the power is the more monopolization of power they hold and as that power becomes entrenched, compulsion becomes institutionalized, and the wealth gap widens.

Total centralization means total monopolization of power, control, and of course wealth for them. Which is what many people think isn’t going on in the United States and only goes on in countries like China but that’ not so.  And as far as China goes, it may look good, but things are bad there also. 

They just do a better job of hiding the truth. It just looks strong and wealthy but it’s all pretense (I know I live there) behind the scenes are massive bubbles ready to burst and when they do, it’s not only going to be bad for them but the rest of the world.

In politics, power-seekers with the most power have the most say, no matter what political system operates. Decentralization, not centralization is the way to independence and freedom. 

After the Election, it’s Really Going to Hit the Fan 

If you thought the recent global economic recession was bad. Wait till you hear what I’m about to tell you. Internet Marketing for a Business

Almost every major financial crisis begins solely because of bad government policies because governments don’t (and never have) created wealth or contributed any positive economic value to society. They only steal, hurt, and destroy it.

It should be becoming more and more evident with each unfolding, successive economic crisis that the Governments of the world are messing things up and are not looking out for us. Their interest lies in being in control and holding onto power at the expense of the people.

The Real Reason we are Having an Economic Crisis

It’s not just the mismanagement of the various governments around the world that has lead to the NEXT fast approaching, massive economic crisis. It is occurring because of something that is far more understandable and ‘manageable‘ than the political B.S you have been told.

Internet Marketing for a Business

The Baby Boomers

Here are the Facts

In 2008, the world’s largest and richest generation in history, ‘the Baby Boomers, began withdrawing from the economy, reversing the previous major spending and borrowing trend that had been going on for the past four decades.

The Biggest spenders in the economy are now scaling down their lifestyles, curbing their spending habits, readying themselves for retirement.

Soon more and more of them will spend less and less,  they will cash out of the stock market, sell their large homes and other non-essential assets and generally spend a lot less money. All of which is having and is going to have and is already having a major impact on the global economy.

Evidence

Japan has been doing just that, beginning as early as 1996, many people starting retiring from the workforce, which is the real reason their economy, (that until 2010, was the world’s second largest), has slowed down. So no matter what its governments does, it can not restart the economy. 

Internet Marketing for a Business

Graph of Japan Stocks (1989 – 2010)

Internet Marketing for a Business

Graph of Japanese Real estate

 

 

 

 

 

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Donald Trump for President

Will Trump Be President

The prospect of Donald Trump becoming President, for millions of people, could be a welcomed godsend. For millions of others, Donald Trump for President would be their worst nightmare come to life. 

However no matter which camp you are in most would agree, that Donald Trump brings an interesting, if not entertaining dynamic to the U.S Presidential race that hasn’t been seen in a long time. Polarizing the country into almost tribalistic groupings, like never before.  

So Who is Donald Trump?Donald Trump for President

Born in Queens, Donald J. Trump joined his father’s company early on in his career and had a vision for the Trump name. He envisioned the “Trump” brand as being synonymous with luxury worldwide.

To do this, in the mid-1970s, he went into real estate in Manhattan. Relying on the business connections and creditworthiness of his father, he borrowed a “small sum” of 1 million dollars to get started.

Trump’s Biggest Success

Trump’s top three business successes include:

  1. The Grand Hyatt, which he bought in 1976 and sold for $142 million in 1996.Thumbs Up
  2. 40 Wall Street, Once the tallest building in the world, which he bought for $1 million and today as  prime real estate in the financial district it’s worth more than $500 million
  3. The Apprentice. As the T.V’s show’s host and executive producer, he raked in $1 million for each 185 episodes.

[See video below for overview of Donald Trump] source: VisualCaptialist

Trump’s Biggest Failures

Like many businessmen, Donald Trump’s career has also had his share of failures. His biggest failure may be his ill-fated venture into casinos in Atlantic City.

1. Atlantic City

In 1988, he acquired the Taj Mahal Casino. Funded primarily by junk bonds, the casino would be $3 billion in debt within a year. Trump, racked up $900 million in personal liabilities, had the business declare bankruptcy. To stay afloat he sold many personal assets,a 282-foot megayacht, his airline and half of his stake in the company.

Trump’s casino holding company would enter bankruptcy two more times: in 2004, after accruing $1.8 billion in debt, and in 2009, after missing a bond payment during the Financial Crisis. Each time, Trump’s stake in the company fell.

Donald Trump for President

You’re Fired!!

2. Other Businesses

While three of Trump’s four bankruptcies involved Atlantic City casinos, he has also struggled in other ventures outside of real estate: Trump airlines, Trump Vodka, Trump: The Game, Trump Magazine, Trump Steaks, and Trump University were all destined for failure. Trump Mortgages was launched in 2006 right before the real estate crash, and it also failed.

Trump’s Net Worth

According to Trump’s campaign, he is worth in excess of TEN BILLION DOLLARS”. However, he has been accused of artificially inflating his net worth. Forbes and Bloomberg News both have drastically different estimates of his wealth at $4.5 billion and $2.9 billion respectively.

Donald Trump for President

But whatever the truth, it’s still a lot of money, and he’s still a billionaire who made it through hard work and self-effort, something most politicians and ‘insiders’ can’t lay claim to. He’s been down, he’s been out, he’s been broke, but still he managed to come back.

“Success comes from failure and you should never measure a man by how many times he has failed. Rather by how often he has succeeded. Success alludes most of us so it is something to be respected, no matter our personal views of the individual involved”.  

Will Trump Be President?

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Free Credit Score Online

FREE CREDIT SCORE ONLINEFree Credit Score Online

There are several ways to obtain a Free Credit Report Online, and I’m going to give them to you right here. You can contact the following sources directly by visiting; 

Free Credit Score Online

There is also another website for getting a free credit report online with the additional advantage that they will monitor your credit and future credit inquiries. They will email you about any new developments to your credit score

You can check it at Credit Karma.  Free Credit Score Online

One of the biggest credit misconceptions is that checking your credit score will hurt your credit score.

This is not the case. You can check your credit scores at Credit Karma as often as you like without affecting your credit score.

What to do Next

You will need to view all these sources to make sure they are scoring you all the same, and once you have your credit report(s), then we can get to work on improving your credit score. You should also research as much information as you can about debt management.

Having the best credit score, you possibly can is important because your Credit score will affect your mortgage rates, credit card approvals, apartment rental requests, and even job applications.

Also reviewing your credit reports regularly helps you to catch potential problems, before they get out of hand, such as detecting identity theft, which can devastate your credit rating.

Knowing what to look for will also help prevent future, long-term credit related problems and understanding how your credit score is calculated another important step towards improving your credit rating.

How is Your Credit Score Calculated? Free Credit Score Online

As you can see; it’s your payment history and the amount you owe that makes up 65% of your score. This, together with how long you have had any credit, makes up 80% of your FICO score.

These are the major components that go towards calculating your overall credit score and these have all taken ‘time‘ to acquire and compile.

Most People Have a Poor Score

Credit Score bar2What may surprise you is that most Americans have ‘Poor to Fair’ scores, and many are also up to their ears in debt.

The chances are that you also have a poor credit score, and you’re looking for ways to improve your score.

The good news is that’s simpler than you might think, and no, it doesn’t involve using agencies or expensive services.Free Credit Score Online

In fact, it’s quite easy to improve your credit score on your own, and you can do it for free, it only takes some dedication, a little knowledge, and some will-power.

I have had my share of experiences with having bad credit, from not paying my bills on time. Having bad credit means having to endure higher interest rates and lots of harder work to reduce your debts due to harsher terms and longer payment plans that you get stuck with. 

Wait – Didn’t I just say that improving a bad credit score was easy? Why did I just say it was hard for me?

Well… because for me, it was hard because, I owed millions of dollars and had filed for bankruptcy. I initially thought it would be really tough to improve my credit rating, increase my credit score, so I could reduce my interest payments to a more acceptable level.

I was searching for someone to help me with my problems, I went through a lot of agencies and service providers, I tried many different techniques, to improve my credit score.  I read a lot of books and tested many strategies and during my search for a solution, I discovered something interesting

It turns out, it all came down to me. I was the solution. 

So, after trying many advertised courses and agencies to improve my credit score, and failing. I decided to take matters into my hands.Free Credit Score Online

I figured out that there are a few simple but concrete steps that almost anyone can make, to improve their credit score – by at least 100 points, in a few short months, possibly even in a few weeks.

These are simple steps, and I wished someone told me about them earlier before I spent all my time and a lot of money on other courses and products which only lead to frustration and further debt.

Well… 

Since you’re reading this post, there’s a good chance that you’re looking for ways to improve your credit score as well.

There’s no need for third-party services or accountants; it’s all in your hands… and it’s quite simple.

I outline the steps and provide the information you need to improve your credit rating in my book. In this book is what I wished I found when I was suffering from poor credit. I say suffering because of having a poor credit score is like suffering needlessly with poor health when the cure is only a course of antibiotics and a little time. – If only you knew! 

It’s the exact information that I needed to know, to not only improve my credit score but this information has allowed me to maintain a high score, ever since. 

I will always have a great credit score now that I found out how to efficiently manage my score – and I’ll show you how you can do the same.

See the Video below for more information:

[To get this book use this link] » Read more

Social Security Retirement Information

The Greatest Retirement Crisis in American History 

… is about to befall many Americans. This year your government is quietly taking away Social Security benefits from millions of Americans.

greatest retirement crisis american historyEven though the USA has the largest economy in the world, its retirement benefits for retirees are amongst the lowest in the western world.  

If you consider that the average Social Security monthly benefit check is less than $1,300 a month (a paltry $15,600 per year) when the average income is more than three time that amount, at $51,939 p.a.

But How?

If that’s not enough to make you shudder, Bloomberg reports that many Americans aged between 55-64 years old have a median amount of around $14,500 in retirement savings.

In fact according to the Associated Press back in 2011, many people who were eligible for retirement reported:

  • 60% had lost value on their investments because of the economic crisis
  • 42% were delaying retirement due to insufficient capital
  • 25% they could not afford to retire (and are currently still working)

If this assessment is correct then many Americans will need to focus on income replacement instead of wealth accumulation because even if they set aside $15,000 to $25,000 a year for retirement, in twenty years they still won’t have enough money to retire on, without social security to top up the increased costs of living.

Yet this year (2016) the government is taking away many Social Security benefits from millions of Americans.

Making Money After Retirement

Making money after retirement age is going to be a major focus for many retirees in the near future because many people were bankrupted by medical costs, or job losses and foreclosures during the last financial crisis and of course there are those that just didn’t save anything at all.

But no matter how they got there, this group is going to be relying solely upon social security in their retirement years. This group accounts for just over 30% who are entitled to receive those payments and for many this is all about to change.

Latest Research

There is already a huge amount of research on the problems that will confront those social security retirement informationlooking towards retirement – in the near term.

Even if you had $100,000 set aside for retirement and used it to buy an annuity it would pay you a monthly income of around $560 per month, but you would risk outliving your money if you lived longer than the expected 85 years of age.

As for those that did manage to save more than $20,000 a year, the issue isn’t just developing a future stream of income. It’s having confidence that the future income will actually amount to something when the time came to live off it.

The Promise

Baby boomers were told that if they worked hard and saved, they could spend the last quarter of their lives living comfortably and free from financial worries. Their parents told them. Their employers told them and even the government told them and took money from them to fund that retirement.

But now as many are reaching retirement age, the promise is beginning to look like a big fraud. 

Most people expect that when it comes to their retirement that they have enough money saved up to be able to afford a monthly income that is substantially more than social security. 

Yet very little is being openly said about this looming problem or that fact that the government is making big changes that will affect you and your social security entitlements.

Meanwhile, the world’s attention is focused elsewhere.

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Learn and Make Money Online

Learn and Make Money Online

How?  Easily, by understanding the global economy and how it affects your ability to make decisions that will make you money online. 

China’s recent stock market decline and subsequent devaluation of the yuan. Sent shock waves throughout the financial world, as it showed that China would allow its currency to devalue, when usually it is pegged to Learn and Make Money Onlinethe US dollar at around 6 to 1. 

The fact that the Government’s using financial levers to stabilize its economy, is a sure sign that things are about to get a whole lot worse.

By devaluing its currency (around 3% against the U.S. dollar) the country’s exports becomes cheaper for the rest of the world and as products become cheaper more interest is shown by purchasers and as China has an export based economy that would be a good thing. But it may be a case of too little, too late.

Other CurrenciesLearn and Make Money Online

However most other currencies have fallen much further against the U.S dollar. Since 2014, the New Zealand dollar is down over 25% and the Australian dollar has dropped more than 30% since 2013.

The Mexican peso has fallen 28% and the Canadian dollar is down 31%, since 2001.Learn and Make Money Online

In Canada’s case this was mostly due to the fact that the Canadian economy has gone into recession because of the low price of Oil.

As a major oil exporter and the world’s fifth-biggest producer, oil made up 27% of exports last year. Last month, the Canadian dollar hit an 11-year low against the dollar.

More recently the Brazilian real has lost 23% and the Russian ruble is down 16%. As a group, Asian currencies are at their worst exchange levels since the ‘financial crisis’ of 1998, the Malaysian ringgit is down 14% and the Indonesian rupiah 9%. In fact most emerging market currencies are at their lowest levels since 2002.

This has come about as a result of virtually every government irresponsibly printing money and calling it fancy names like Quantitative Easing (Q.E). What this means is that they are creating billions of new notes, euros, pesos, dollars and yen every day and injecting them into their economies. This makes their currencies worth less as more go into circulation and it actually steals wealth from the very people they pretend to serve.

A Strong Dollar

Comparatively the U.S. dollar has gained about 20% vs. other major currencies during the last year. Even though the  U.S. used ‘Q.E‘ to print Trillions of dollars from 2008-2014. Now for the time being it has stopped and the current, U.S. monetary policy is “less printing” than other major players, like Europe and Japan, the dollar appears to be stronger.Learn and Make Money Online

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Learn and Earn Money Online

Learn and Earn Money Online

“The Greatest Economic Meltdown in History is about to reveal itself and it’s your opportunity to learn and earn money online” 

If you thought the recent global economic recession was bad. Wait till you hear what I’m about to tell you. Almost every major financial crisis begins because of bad government policies because governments don’t create economic value. They only steal, hurt, and destroy it.

Governments of the world are not looking out for us, as is becoming more and more evident with each unfolding, successive economic crisis. Soon the Greatest economic meltdown in history will reveal itself.

Why Do I Think this is going to happen?

Anyone who has studied economic history or looked at the data on every past Asset Bubble will see the same distinct pattern that is found in every major economic crash in history. 

For example, look at the Dutch “Tulip Mania” Bubble of the 1630′s… A rapid rise then a sudden fall.

Learn and Earn Money Online

The South Sea Bubble of 1718-1722… A massive rise then a sudden fall.

Learn and Earn Money Online

 

The Stock Market Crash of 1929… A four-year boom followed by a crash that continued for two years.

Learn and Earn Money Online

The 1990’s, Tech Bubble (also called the dot com bubble)… A rapid rise, then a sudden crash.

Learn and Earn Money Online

And the 2007 Real Estate Bubble…A massive five-year boom, then an equally large crash.

Learn and Earn Money Online

You will notice that every one of these has a very similar and distinct pattern. There’s a massive rise that makes people rich and just when they think it will never end. It suddenly becomes unsustainable and quickly turns into a historic market crash.

But here’s the thing, asset bubbles don’t have soft landings, they burst, no matter what a government tries to do, as China will discover soon enough!

The Real Reason we are having an Economic Crisis

It’s not just the mismanagement of the various governments around the world that has lead to these situations but the next fast approaching economic crisis will occur because of something that was far more understandable and ‘manageable‘.

In 2008, the world’s largest and richest generation in history, ‘the Baby Boomers, began withdrawing from the economy, reversing the major spending and borrowing trend that had been going on for the previous four decades.Learn and Earn Money Online

The biggest spenders in the economy are now scaling down their lifestyles and curbing their spending habits, readying themselves for retirement. Soon more and more of them will cash out of the stock market, sell their large homes and other non-essential assets and generally spend less money and that is going to have a major impact on the global economy.

Evidence

Japan has already begun doing just that, beginning as early as 1996, many people starting retiring from the workforce, which is why their economy, (that until 2010, was the world’s second largest), has slowed down and no matter what its governments does, it can’t restart its economy, due to primarily to Japan’s aging demographics. 

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Graph of Japan Stocks (1989 – 2010)

Learn and Earn Money Online

Graph of Japanese Real estate

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How to Work Online from Home

How to work Online from Home

How to Work online from home comes down to choice and motivation. The choice is yours, the motivation and the ‘how‘ I will give you with this post.

I have written before about the Government being the biggest problem for the people of the world when it comes to wealth creation”.

That they are not the benefactors they pretend to be.

They are actually detrimental to your economic well-being and it’s time for you to take personal responsibility and create your own online business to save yourself from their mismanagement. 

“If the most ‘Controlling Government‘ in the world can’t save its economy from ruin. What hope does your Government have?

Let me explain…

Using China as an example. The Chinese stock markets lost more than 3 trillion dollars in less than a month, following a strong bull market, that had risen 152% over a twelve month period up until June 2015, before China’s two biggest stock markets plummeted. 

How to Work Online from Home

Bubbles always burst much faster than they grow and after expanding for over a year, Chinese stocks crashed 35% in three weeks meaning that Chinese companies lost $3.2 trillion worth of value in less than a month.

A stunning loss of wealth and to put this in perspective that’s double the size of the entire stock market of Australia. Yet even though the drop is huge the Shanghai Index is still up 71% from a year ago, so it still has further to fall.

Why do these things happen? (More about that soon...)

Not the First Time

What you may not remember was that China led the global collapse in 2008 when the stock market ‘bubble’ at that time saw a massive rise in just two short years before suddenly dropping 72%. So recent events are not the first time the Chinese stock market has imploded.

In Response 

In response to the meltdown in 2008 the government (in line with Keynesian economics) pumped Trillions into their economy, building thousands of apartment blocks, commercial buildings and developing infrastructure, massively ‘overbuilding’ basically everything. 

Resulting in having real estate and industrial capacity 12 to 15 years ahead of demand.They did this to stimulate their economy and to provide jobs for half a billion people who had moved from rural areas to urban cities looking for work. 

Increased GDP

This government funded real estate construction program, artificially boosted the economy and drove up the country’s GDP – making the communist economy look successful as they weathered the global economic meltdown, becoming the envy of the western world. Despite creating a huge hidden real estate bubble.

This unprecedented overhaul of their economy had actually been going on for decades, but really only got traction from 2009 and after five years the Real Estate market began to slow as the number of unsold properties mounted in the face of continued overbuilding and weakening demand.

Economic growth began slowing, home prices were deflating and local governments are facing a potential debt crisis from all this massive building being undertaken with borrowed funds.  

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Why Start an Internet Business

Why have an online business? 

Why Start an Internet Business

Why have an Online Business

Because it’s the best way for you to create a better future for you and your family.

In a previous post I talked about superheroes and how the government doesn’t like them nor do they like innovation because innovation upsets the status quo and the existing ‘business relationships‘ that the government has with ‘established’ industries.

Industries which are forced to employ lobbyists to maintain good relationships with those in power and all that implies.

They don’t serve you

The government no longer serves the people, it instead serves its own interests. Whenever politicians talk about ‘national security‘  they mean security of the nation (themselves, the government), not you.

Whenever they do something for ‘the people’s  best interests’ or ‘the greater good of society‘, they mean the best interests and greater good for them – not you.  You may not realize it but not much has changed in how society is structured, only the names and roles have changed.

Why Start an Internet Business

A sad state of affairs I admit but unfortunately this has existed for a very long time and is not going to change anytime soon. So  don’t believe the government when they say they are here to help you.

Need  Proof? 

So how serious is your government in, looking after you best interests and in promoting innovation and lowering costs and improving the lives of its citizens?

The following is a ranking of the top ten most Innovative countries in 2015 – according to the Bloomberg Innovation Index.

Notice also the correlation between ‘spending’ and ‘ranking’ of the various Governments funding of innovation as a percentage of GDP. 

Rank                CountrySpending as % of GDP
1           South Korea4.36%
2           Japan3.67%
3          Germany3.3%
4          Finland3.1%
5          Israel3.0%
6          United States2.7%
7          Sweden2.3%
8          Singapore2.2%
9          France1.9%
10          United Kingdom1.7%

If innovation brings enormous benefits to society in both cost savings and improvements to standards of living. Why are governments reluctant to pursue innovation more vigorously?

Whatever happened to them serving us?

If the answer is not obvious yet. I will soon provide you more information that should leave you in no doubt as to the answer. In the meantime and with your permission I want to talk a little more about innovation and the benefits it brings to humanity.

Growing Innovation

Hydroponics (growing plants without soil) has been around for a little while, but a new startup called AeroFarms is taking it one step further with what they call “aeroponics.”

This innovation replaces sunlight with LED lighting and uses a minimal amount of water to spread a mist around the plants. Aerofarm recently acquired an old building in the middle of a city and filled it with 15-foot-high stacks of planters.

No sunlight, no pesticides, no soil and since it’s in the middle of a city, it’ll bring food directly to the consumer and as its locally produced, it means fresher food, and fresher food is always better.

Not only is growing food locally makes it much more affordable, it’s far less environmentally damaging. It radically reduces transportation costs, cuts out the cost of quality soil and farmland and with this approach, the distribution of energy ensures that there’s virtually no waste and it uses 95% less water than regular farming.

The Benefits are Enormous

Why Start an Internet Business

Enormous Benefits for the World

Imagine the impact this type of urban vertical farming technology could have on growing cities around the world.

Or for example in a place like California where they use 80% of their water for agriculture and have been suffering from water shortages for years.

What about outside the U.S in third-world emerging countries, or in rapidly developing countries like China and India where, soil, air, and water pollution are becoming a major problem and their food costs are a large percentage of the peoples living costs.

This type of innovation could be of enormous benefit.

Seriously – No Soil?

I know that growing plants without soil sounded crazy, but hey, so did flying back in the late 1800s.  Time and motivation like food, water or land shortage, will allow this technology to prove itself. We already have proof with hydroponics, which works and ‘aeroponics’ sounds like an even more environmentally friendly concept and just as viable.

What’s stopping this innovations’ further development? The answer; Rules, regulations and laws because with all new technology and innovation. 

Governments don’t want to upset the existing ‘business relationships‘ they have with the traditional industries and you are not a party to those relationships.

What about Innovations in Transportation

Take a look at the following video to see what’s possible and then ask yourself “why is this not available now”.

The answer is the same and I will say it again; Governments don’t want to upset the existing ‘business relationships‘ they have with traditional industries.

[check out the video below]

The Government lies to you;

Despite what you are told by government funded institutions. Entrepreneurs are not enemies of the people, they instead actually enhance our lives and improve quality and drive prices down. There are thousands of examples of this – if you researched this yourself you would see this is true, instead of believing the B.S that is fed to you from the Government.  

Take for example Henry Ford, before the Government got involved with regulating the automotive industry; in 1910, he produced 19,000 cars at a price of $900 each. By 1915, he was making 308,000 cars a year for and selling them for $390 each. Ten years later, in 1925 he was making almost 2 million cars a year selling them at $260 each.

(You know this is also true for the computer industry, Memory power has been going up and costs have been coming down) 

Entrepreneurs, without government interference, are incredibly valuable and beneficial for all in society. Why? – because they make money from creating values via innovation and lowering costs, and improving the lives of their customers.

Rockafeller, Carnegie, Ford, Gates, Jobs, Musk (and thousands of others, you have probably never heard of), are the real heroes and benefactors in society. They are the innovators who have made the world a better place. But Governments don’t want you to know this they instead want to take the credit for the economic growth that comes from these innovations and the entrepreneurs that created them 

But Governments don’t want you to know this they instead want to take the credit for the economic growth that comes from these innovations and the entrepreneurs that created them, so they blatantly lie about their true value to the world. 

Want to see More?

What’s the future for innovation – take a look at the video below:

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What is the Best Way to Make Money Online

What is the Best Way to Make Money Online

The best way to make money online is to become a superhero such as the likes ofWhat is the Best Way to Make Money Online the Tech Billionaire Entrepreneur character, Tony Stark played by actor, Robert Downey Jr, in the Iron Man movie franchise.

Become a superhero to your readers and potential customers by providing engaging content that they want to read.

Inform them, entertain them and give them a reason to want to come back.

Ironman

Even though the Iron Man superhero is a fictional character, there are in fact, real world people, just like the fictional Iron Man of the movie and comic book fame, who actually do incredible ‘superhero’ type things.

By ‘superhero‘ type things I mean they are making the world a better place, reducing the nation’s dependence on oil, saving governments billions of dollars, lowering costs in many industries and coming up with innovative solutions to real-world problems. In short benefiting people all around the world by giving them what they want.

A Modern Day Superhero

One such person is Elon Musk, the founder of SpaceX and co-founder of PayPal, Tesla Motors, and many other innovative startup companies.

PayPal revolutionized the online financial transaction industry, by granting ordinary people the ability to transfer funds electronically, lowering transaction costs and the time required to do so from days to minutes, benefitted people all around the world. From its initial start in 1998, and its sale to eBay in 2002, today it operates in 190 countries and generates around $7.9 billion in revenue.

What is the Best Way to Make Money Online

Elon Musk 2010

Next

Following the sale of PayPal, Elon Musk established Space X when he calculated that the raw material for building a rocket was only 3 percent of the price being ‘paid’ by the government. He realized he could build more affordable rockets and cut the launch price by a factor of ten.

As a result, his new upstart company won a US$1.6 billion contract to transport cargo to the international space station after NASA retired the space shuttle program. Saving the country billions of dollars.

With Tesla Motors, he built the first all-electric, high-performance sports car, the Tesla Roadster, that was sold in 31 countries. This innovation not only reduced the nation’s dependence on oil but put performance, luxury, reliability and mileage/range side by side with traditional petrol powered vehicles. Something the government ‘protected’ auto industry had been failed to do. 

General Motors

The Vice Chairman of General Motors, Robert Lutz, was quoted in an August 2009 edition of The New Yorker, as saying (about Tesla Motors)…,

“How come some tiny little California startup, run by guys who know nothing about the car business, can do this and we can’t?

Musk also provided the concept and financial capital for SolarCity, now the second largest provider of solar power systems in the United States, leases solar panels to the customer, for zero down and long term rental agreements, substantially lowering the cost for people wanting cheaper electricity. Something the Government ‘protected’ electrical power supply industry had previously been unable to do.

Superheros don’t only NOT give up when they initially fail – BUT they continue to keep on going, even after they succeed and do even more! 

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How to Work Online at Home

How to Work online at Home

How to Work Online at Home

Warren Buffett didn’t actually say that – (I just made that up)

If you want to know how to work online at home, then you may need some motivation because working online from home is not easy, and it requires a commitment to be truly successful.

In a previous post, I gave a short history lesson on economic wealth and talked about “The invisible hand” concept of the free market and how it works best when it is run from the bottom up.

I also mentioned that in the past, economies and communities were controlled by the very visible hand of kings, queens, and emperors and how these tyrants used the economy for their own benefit and how the masses worked extremely hard for only a small portion of the production of their own efforts.

How to Work Online at Home

Not much has changed. Just the names and titles of those involved.

But why is it important to mention this? Because if you’re not one of the top 1% it didn’t work for YOU then and it’s not working for YOU now!

What has this got to do with, ‘how to work online from home?  Stay with me – and you will soon see.

The Economic Power

The economic power of any system run from the bottom up cannot be overemphasized. True free market capitalism is what creates real wealth, not political intervention.

Today, we see a breakdown of the entire global economy because of the top-down, political control mentality of the free market system. The effects of which is the cause of the worsening global financial situation we are witnessing each day.

We are seeing this in places like the ‘stock market‘, that if you don’t reorganize the business model into one that’s run from the bottom-up and focused on your customer. – You will go broke!  

Real-life examples such as former rock-solid, giant companies like, Kodak, General Motors, Polaroid, Bethlehem Steel are just some, whose stock price has crashed.

Are all perfect examples of top-down mentalities that reversed the free market rules, ‘got into bed with the politicians‘ while ignoring the ‘customers‘ at the bottom, all to their eventual peril. 

More Evidence 

More evidence of this upside down mentality impacting in the marketplace are the recent statistics from the Music Recording Industry showing that worldwide revenues have fallen every year from $26.6 billion in 1999 – to less than $15 billion in 2014.

Revenue has fallen but the number of people listening to music has gone up.

How to Work Online at Home

Capitol Records Building a Music Industry Icon

In the old days, talented singers or performers had to struggle to find a good agent who was ‘connected’ to the ‘right‘ producers or record labels. Sometimes they performed for free just for an opportunity and hoped that they might be ‘discovered‘.

It was Hard

It was a tough business, sometimes they lived in tiny apartments and ate dry biscuits, trying to survive the best they could while they focused on their ‘dream‘.

The ‘system’ and the agents didn’t really care because there were thousands of wannabe artists desperate to get a break and unless you got ‘lucky’ or someone associated with someone high-and-mighty recommended you, it just wasn’t going to happen. 

It was a top-down, dog-eat-dog environment. The consumers, the listeners and viewers were at the mercy of the music industry ‘system’. They decided what talent was, and you (the market) could only consume what was put in front of you. Your choice of music was decided by them. It had been that way for years; the ‘people’  (the market) had no say.

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How to Earn Money Working Online

How to earn money working online…

is something many people want to do and it’s a great way to make a living. However it takes dedication and commitment before it can be fully realised and unfortunately many give up before they succeed or worst they get taken it by the numerous online scams that are so prevalent on the internet. 

There are three things you need to succeed online and that is an ATM

  1. An Education – So that you know what to do in order to make money
  2. Time – So you can implement what you learn and allow it to come to fruition
  3. Motivation – A reason why, so you will stick with it long enough to succeed

With these three things you can and will find success. The Education I will show you where to get shortly. Time is something you need to create for yourself.

The Motivation I can provide you by telling you a short story about world economics…

How to Earn Money Working Online

NOT a Realistic Image of “how to earn money working online”. It takes dedication and commitment to earn money online.

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How to Work at Home and Make Money

How to Work at Home and Make Money

Many people would like to do this, thousands already do. It’s not as difficult as you think. The important thing is to learn how because once you know you will know forever and you will join the ranks of those who enjoy living the internet lifestyle.

However before I tell you where you can get the education you need, in order to make sustainable, long-term income online we need to  clear your mind of much misinformation about wealth creation.

We will begin with a short history lesson of economic wealth.

The Invisible Hand Wealth_of_Nations

Adam Smith was an 18th-century economist who wrote “The Wealth of Nations” in 1776. The book was to have a profound impact on the economic growth and industrial development of the world.

In this now classic works he first introduced “The invisible hand” concept of the free market and eloquently explained that it works best when it is run from the bottom up, not from the top down, as we see promoted by Governments today.

The Past

Before that, countries, economies, and communities were controlled by the very visible hand or rather the iron fist of kings, queens, emperors, nobles, and warlords. These tyrants, with their limited perspective, sat in palaces and castles and hijacked the economy for their own benefit. The average peasant worked unbelievably hard for a tiny portion of the production of their own labors.

That’s why the masses eventually revolted against the ruling elite as in the U.S. in the 1770’s and then Europe, beginning with France in the 1790’s. With that freedom from tyranny came ‘democracy’ and free market capitalism which in turn ushered in the greatest period of economic progress in world history.US-original-Declaration-1776

Present Day

Today, Business people, politicians, and everyday people (in western cultures) still tend to praise the virtues of free market capitalism due to the wealth and freedom it created for everyday people.

But yet the very same people also contradict themselves because in truth most people throughout history have actually fought against free market capitalism.

What has this got to do with learning how to work at home and make money?  Keep reading the answer is coming…

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Why have an Online Business ?

 

Why have an online business Why have an online business

Is answered after hearing, Kevin Spacey who recently won the Golden Globe for Best Actor in a Television Series Drama (at the 72nd Golden Globe Awards).

For his portrayal of Frank Underwood the crooked politician in the Netflix series House of Cards.

Frank Underwood, claws his way into the White House by manipulating the press and ruthlessly crushing anyone that gets in his way. 

The New York Times‘ David Itzkoff, called the fictional character “a scheming politician” who does “some of the most evil and underhanded things imaginable”

During the shows’ second episode (third session), Spacey, with just one line, actually delivered more honesty, than any politician, president, senator or Government representative has uttered in their entire lifetime. 

“We have been crippled by Social Security. By Medicare. Medicaid. Welfare and entitlements. And that is the root of the problem. Entitlements. Let me be clear: You are entitled to nothing.”

Wow so powerful! – Because it’s actually very true. Social Security and Medicare are not “rights” in any sort of legal sense. Congress decides on the payout, and Congress can change it or eliminate it, at any time. You really are not “entitled” to anything, and they are certainly not guaranteed anywhere in the law.

It’s the Truth

But that’s not the message we will ever hear from our political leaders, irrespective of what party they represent. They will all tell us, whatever they need to get re-elected and while it’s not fun to hear, it’s important to keep it in mind, when planning for your future retirement that you should do so, with the assumption that your “expected” benefits will be lower, possibly even much closer to ‘nothing’, than anything currently promised…

Don’t assume you’ll have the ‘jerry-rigged’ government social security programs to fall back on. It is far more prudent to assume you’re entitled to nothing, and plan accordingly and this is exactly why you need an online business.

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