5 Ways To Make Money Online In 2018

September 4, 2018 Peter Economics, Getting Started

5 Ways To Make Money Online In 2018

Most people love the idea of working at home and making enough money to do all the things they don’t have the time or the money to do now. There are millions of people wanting to learn ways to make money online and there are also millions of searches every month for different keywords related to home businesses.

Internet marketing businesses are for some, the ultimate in job security, and lifestyle business. And it would be fair to say that many people want to start an online business, but have no idea where to start! Many of those desperately want to know how! It would not be an under statement to say that there are people who are HUNGRY for information about how to go about this.

What if YOU were positioned to give them the information they crave! And what if ALL of the hard work was already done for you?

Introducing

Check out our Five Ways to Start Online

How To Trade Cryptocurrency

April 21, 2018 Peter cryptocurrency, Economics

How To Trade Cryptocurrency

How to trade crypto currency

Learning how to trade cryptocurrency for profit is going to become the next wave of money making opportunities that will evolve in the cryptocurrency market space.

We have already seen massive profits been made in the first stage of this evolving new technology and the second and potentially more profitable second wave, is fast approaching.

Anyone wanting to learn cryptocurrency trading and wanting to discover which is the best cryptocurrency trading platform to use and how to trade crypto currency using a crypto trading software that identifies how to sell buy and sell Bitcoin using arbitrage, for instant profits, will not be disappointed with this cryptocurrency trading strategy and software solution that I am about to reveal.

What is a Cryptocurrency

August 28, 2017 Peter cryptocurrency, Economics, Review

What Is A Cryptocurrency

The easiest way to explain “what is a cryptocurrency” is to say that it is a digital currency rather than something physical you can hold in your hand and are primarily exchanged over the Internet. They also operate outside of traditional banking systems and government control. Essentially they are invisible.

Why Is That a Good Thing?

Because they CANNOT be manipulated by the Federal Reserve, or any other of the numerous central banks around the world. So they cannot be inflated or devalued by them, nor can they be seized or confiscated by any Government.

Which is why Cryptocurrencies are probably a more “honest” and “secure” form of currency, than any other in the world today.

I mean, Just look at how much trouble the global economy is in. With the central banks printing massive amounts of money, government Bailouts, bank Bail-ins (which is where a bank take depositors money) and loads of financial ‘stimulation‘ and manipulation going on.

Its created a world of fiat money that has lost massive value, resulting in one messy financial crisis after another to the next and so on.

But that’s not all…

Government Inference with Traditional Money

Ten Thousand Dollars

Just take your own money that you have earned legitimately. Most people are unaware that under the Bank Secrecy Act, if you withdraw $10,000 or more of your own money, your bank is required, by law, to file a Currency Transaction Report with the Financial Crimes Enforcement Network (FinCEN).

This is a special agency that’s tasked with supposedly combatting money laundering, terrorist financing, and other ‘financial crimes‘.

And your bank is also required to file a Suspicious Activity Report with FinCEN. If it believes you are trying to avoid triggering a Currency Transaction Report by withdrawing smaller cash amounts. This then puts all your past and future cash withdrawals under the microscope.

And If That’s Not Enough…

Taking out your own cash isn’t the only activity the government deems suspicious.

Activities, such as,

Depositing $10,000 or more in cash,
A foreign exchange transaction worth $10,000 or more,
Taking more than $10,000 in cash in or out of the U.S,
Receiving more than $10,000 in cash in a single payment as a business,
Or having more than $10,000 in accounts outside the U.S.A, for example.

Any of these and more will trigger a Suspicious Activity Report, even if you are an average law abiding citizen with nothing to hide.

In fact if you are an American citizen, irrespective of where in the world you reside or where you earn an income, you must file annual tax returns and declare all bank accounts and assets (including those of your non-American spouse) to the IRS, just because you are a US citizen.

Again, not many people are aware of the 2010, Foreign Account Tax Compliance Act (FATCA) Not only does this new law impact every American living and working overseas but every U.S born person on the planet.

It also requires all non-US (‘foreign‘) financial institutions, such as banks, to allow the IRS to search through customer databases to identify customers suspected of being US persons, and to disclose the account holders’ names, addresses, and the transactions of those accounts.

“Welcome to the Land of the Free and the Home of the Brave“

Then There Are The Civil Asset Forfeiture Laws

That most countries have in some form or another. Under these ‘civil asset forfeiture laws’, police and federal agents can confiscate any cash you might have, if they ‘merely suspect’ that it was involved in a crime.

They don’t need to file any criminal charges or prove any wrongdoing. They only have to ‘suspect’ or say they ‘suspect’ the cash ‘might be’ involved in a suspected criminal activity. No proof on their part is required! And they can keep any seized cash for themselves.

According to The Washington Post, since 2007, the DEA alone (just one agency) seized more $3.2 billion in cash from Americans in cases where no civil or criminal charges were brought against the legal owners of the cash. Over the past decade, the federal government has seized more than $28 billion.

What’s disturbing about this, is that in 2015 alone, civil forfeitures, exceeded the amount stolen by all the robbers.

Yes, the U.S Government stole more from the American public through confiscations, than what was stolen outright from robberies and muggings.

But That’s Not All…

Just having this discussion could soon be a considered a crime. I’m not kidding! Even in the USA, this might well become an illegal conversation.

You Don’t Believe Me?

Most Americans, are unaware that in December of 2016, congress passed the Countering Foreign Propaganda and Disinformation Act (CFPDA). This new law removed all your rights to ‘freedom of speech’. This new law states that if an individual’s ‘statements‘ disagree with “accepted truths” then they are in breach of this new law.

“What is OR are ‘Accepted truths’ is yet to be tested by the courts. But the type of information on this very page could be deemed to be an ‘unacceptable truth’ – about the government” and be in breech of this new law.

A Growing Alternative to Traditional Money

So it’s no surprise that Cryptocurrencies are becoming an Alternative to Traditional Money because it can be used outside the banking system and immune from theft by governmental institutions, and could be a way of protecting yourself from further attacks upon your rights and freedoms from your own government.

As a result of these infringement on your basic rights and rapidly shifting times, cryptocurrencies are attracting a lot of interest from everyday people.

As of June 2017 total market capitalization of cryptocurrencies was larger than 100 Billion USD and record daily volume is more than 6 billion USD.

There are now more options than just Bitcoin, there is Ethereum, Litecoin and Ripple, and many others.

The first known cryptocurrency

Bitcoin

You have probably heard of ‘Bitcoins‘. It was the first known cryptocurrency to be used for a commercial transaction back in May 2010, when a web developer purchased two Papa John’s pizzas using 10,000 units of Bitcoin. At that time that many bitcoins was roughly worth about $30.00.

What you may not know, is the value of Bitcoin has been skyrocketing ever since. By 2014 (just four years later), that same $30 of Bitcoin units, was worth more than $5 MILLION.

“Today, that same $30 is now worth a life-changing $20 million!

Have I Got Your Attention?

That is an astonishing increase in value, from what bought a couple of pizzas a few years ago, to what could buy you a very nice mansion today.

There are numerous reasons why you should invest in cryptocurrency and the first of which is that soon millions of people will be investing in them, once they realise how powerful and secure this type of currency is.

You don’t even need to buy a whole coin, you can buy units and pretty much in any currency you want.

This means it’s A HUGE opportunity for you as a CRYTO investor as well as an online entrepreneur to get started before it becomes mainstream:

A Bitcoin Overview

See the 3 minute Video below to get a quick overview of Bitcoin.

Is China the Next Superpower

October 1, 2016 Peter China, Economics

Is China the Next Superpower?

The Chinese have long seen themselves as superior to every other race and the center of the world. It’s because they were so confident of this, that historically they never ventured out much or as often as the Europeans did.

Well, that is with a brief exception during the 15th, Century (from 1405 to 1433) when they had a fleet of gigantic ships, vastly superior to those of Europe and they ventured as far as Africa and India and some say they even went as far as America, before Columbus. The Chinese had long been a nation of seafarers and had invented the mariner’s compass in the 11th century.

Then They Shut The Door

But then the Emperor reversed the policy of open exploration and by 1500, it became a capital offence to build a seagoing junk with more than two masts. It is said they burned the large sea going ships, which abruptly ended further exploration and potential global conquest or at least exporting their culture. They shut the door to foreigners and isolated themselves from the world for the next three hundred years.

It was the Europeans that came to China looking for opportunities and as a latter consequence it was the Chinese who were on the receiving end of whatever Europe dished out.

The Chinese were happy to sell too, (but not buy from the European traders). They demanded payment in silver for their tea, silk and ceramics and eventually this imbalance of trade caused resentment from the Europeans (especially the British) who wanted reciprocal trading.

A market was initially found for narcotics (Opium) that resulted in the infamous Opium Wars, of the late 1800s’ that resulted in the humiliation of having foreign soldiers running around the Chinese countryside. But it was also the beginning of international markets being established for many port side cities in China.

Resentment

The Chinese have historically valued the importance of ‘saving face‘ (it’s culturally important to them) And just as they have a deep-seated resentment of the (“foreign devil“) for the humiliation suffered by occupying places like Hong Kong, Macau, Shanghai, and numerous other enclaves.

The Chinese today, also resent the U.S government interference in its global expansion plans and it dislikes immensely the U.S parading its aircraft carriers, in and around the South China Sea. A body of water that they claim belongs to them.

The U.S government may feel like it can call the shots, because it has a dozen aircraft carriers and a couple of thousand fighter planes. But times have changed since the early nineteenth-century, and the U.S government might actually be antagonising what could turn out to be a sleeping dragon.

An Enemy

It could be making a serious enemy with a country that now has serious wealth and a lot more modern technology. Unlike the China of early times which was isolated and insular, modern day China is vibrant and relatively advanced, and at the end of the day, any war will go to the country with the most wealth. Not the one that has the most expensive military hardware. A modern day war with a country like China would certainly bankrupt America.

The Future in China

Putting thoughts of war aside, there are dozens of likely scenarios as to what might happen in China over the next few decades and although I am not going to pretend I can predict which one is the most likely to occur.

However, the trend that seems the most credible is the rapid rate of wealth increase in China.

I would never credit any official government figures with any accuracy, (because all Government lie – some more than others) but if we were to assume them to be correct, then the U.S. economy is growing at 2%, and China’s at about 7%.

Now add to that China has about four times the population, then this means that the largest economy on the planet may soon no longer be the U.S.A, but China. (For more on this you may wish to view my other post here)

Capitalism

While the country has remained steadfastly a one party communistic state they have whole heartily embraced capitalism (at least economically) since the Nixon era of the 1970s’ when they opened the door to doing business with the ‘west’.

There has been, and continues to be reforms to its economic model and unlike America they are quietly unapologetic about making money. The Government of course still owns and controls many of the major businesses, it restricts wholly owned foreign competition and it still owns all the land in the country. The people pay ‘for everything’ and nothing is free!

Even the Panda is loaned out to other nations on a ten-year contract that includes a fee of $1,000,000 per year and a provision that any cubs born during the loan period are the property of Chinese Government. This has been the arrangement ever since 1984.

So, it’s really no surprise that their GDP has shot up nearly 10,000%, since 1972 from $113 Billion, to $11.2 Trillion, today. One thing is for certain they know how to make money.

China vs. the U.S.A

The US has been the worlds largest economy in terms of GDP since the 1920’s overtaking Britain and is currently 22.4% of Global GDP. But China is quickly closing the gap. The USA exports to China account for 7.7% of total exports and its imports account for 21.5% with Canada and Mexico both tying at second with 13.2%.

Other statistics are below;

Cash Reserves: China has US$3.2Trillion vs. America US$434Billion
Total GDP: China US$11.26Trillion vs. America US$18.42Trillion
GDP per Person: China US$14,600 vs. America US$49,888
Average Income: China US$7,593 vs. America US$54,629

Of course, the average American will still be living far more comfortably than the average Chinese in that he’ll still have a bigger house, more gadgets, cars, and consumer goods.

But if look at China vs the U.S.A, he will have considerably less investment capital and savings, and there will be far more Chinese, with substantially more wealth than many wealthy Americans.

Savings

The Chinese people save over half their income and invest in real estate, even though they don’t own the actual land (since 1949 it’s been leased for 70 years from the government)

Nevertheless home ‘ownership‘ is high (at 90%) compared to the U.S where it is just 64%.

Also, most Chinese households have a major proportion of their assets in real estate vs. 27.9% in the U.S.

As the incomes in China have increased so has real estate values have gone up. In Shanghai, for example, it has increased 560% since 2000.

Also, the Chinese are buying up expensive real estate all around the world and as a result, have become the leading buyers in cities like Sydney, Singapore, L.A., San Francisco, New York, Vancouver, and London.

In 2014, they accounted for around $22 billion or some 24% of the total real estate purchases in the U.S.

Why China Has More Growth

It has nothing to do with the Chinese Government, which has actually hindered the Chinese economy. (Apart from Deng’s liberalization of the economy, in the 1980s’) Doing business and trading with the West and opening up its markets is the prime reason for the last three decades of incredible growth. There are also other reasons for its economic expansion.

One is that Chinese culture is ingrained with the Confucian work ethic, which is exploited by the Chinese government in its efforts to grow the economy, but nevertheless, this work ethic is similar to the ‘Protestant work ethic’ that helped the West get where it is now.

Another, is the sheer number of people that share a common culture and language. Upwardly mobile Chinese are now learning English, the world’s Business, Science, and technology language. So they can access everything from the West.

Also, just as other people, from a given culture tend to prefer associating and doing business with themselves, for example, the Jews, blacks, Arabs, Irish, Italians, etc., the same is true of the Chinese.

And they a much larger than any other cultural grouping so from a financial point of view this means that business opportunities are largest within this group.

They are Smarter

Also, the Chinese on average are smarter than Westerners and have a higher I.Q (105 vs.100) As an example Chinese children need to learn 3000-5000 different characters to write and read Chinese and spend much more time is school.

Whereas western children only need to know 26 letters of the alphabet to read and write and some even struggle to do that. So perhaps that explains why the Chinese tend to do better academically and prosper in business all over the world, once they get out from under the Chinese Governments control over them.

Here’s Another Thing

Take an American and a Chinese, each with a dollar. Say both are equally smart and hardworking, and each can double his dollar every year, 2, 4, 8, 16…

The only difference is that the American pays 35% – 50% in taxes and the Chinese pays far less by comparison because the state provides almost nothing.

In China, you pay for almost everything, education, medical care, to use the roads, to visit a park. There is no sense of entitlement, they are brought up to pay their own way through life, nothing is free, and credit is not easy to get.

Whereas the average American has been so brainwashed that he thinks he has a moral obligation pay taxes to the government at whatever rate it asks for; he thinks it’s dishonest or it’s cheating if someone doesn’t pay or if someone puts their own family’s welfare above the demands of the State.

He also thinks the State has a moral obligation to provide for his health, education, welfare, and retirement. He actually believes that these things are ‘entitlements’ that are his by right.

Internet Marketing for a Business

September 18, 2016 Peter Economics, Getting Started

Internet Marketing for a Business

Time is running OUT!

Internet Marketing for a business is something that almost everyone should seriously consider because, your entire economic security, may soon be dependent solely upon your ability to generate additional income.

Using the Internet

Using the internet for a business should be a priority even though it will be something you will put time into, for very little return, during the first few months of getting your education.

Learning the ‘smart’ ways to build websites, learning how to promote them, how to create engaging content and how to use search engine optimization tools to build a long term sustainable online income are things you can learn overnight.

But first, let me give you some powerful reasons why you need to seriously consider internet marketing for a business.

It’s a great way to generate an additional source of revenue,
It could become your major source of income
and time is running out as what I about to reveal next, may shock or even upset you.

Presidential Election

Whoever won the Presidential Election isn’t going to matter because the machinery of Government, that controls just about every aspect of the average persons life, will still be calling the shots. Not the new President.

The American Government is supposed to be; “by the people, for the people, and of the people” But in fact, it hasn’t been that way for a very long time.

It is tempting to believe that everything the government does is ultimately for our own good and that we can trust them to look out for us, but sadly that is no longer true.

The Government is All of Us

Hillary Clinton said, “The government is all of us.” But the Government is not all of us. It is only a few and those few run the entire U.S. government and they control the police, the armed forces, the financial industry, the medical industry, the education industry, and almost every major part of the economy.

The U.S. Government actually comprises of some 22 million tax-funded employees who “govern” through thousands of federal, state, and local bureaucracies.

That’s more than the entire populations of Ireland, Switzerland, New Zealand, Cyprus, Estonia, Latvia, and Iceland combined.

The Government is Run by Employees

These unelected government employees will still be “governing” us, regardless of who was elected President. And you’ll continue to pay their high salaries, regardless of how you voted. In other words, everybody’s personal choices and freedoms are subject to permission from bureaucrats working for the government no matter what.

Governments Prime Concern

Looking Out for Number One

The Government has a life of its own and it only really cares about the ‘people‘ the way a flea cares, about a dog. A flea needs the dog, to eat and live, it wants the dog to survive. But not because it cares about the dog itself.

The prime directive of every living thing, it’s primarily objective, whether it’s an Amoeba, or a Corporation, or the Government, is SURVIVAL. That’s the prime directive; it comes before anything else. The U.S. government is an entity that has a life of its own. Its prime objective is looking out for number one.

A Con Game

The notion that politicians are our protectors and they protect us from the risks of the world, in exchange for paying taxes and subjugating ourselves to their rules and regulations, is how they con and trick us into thinking we need them.

Politicians, are just liars and looters, pedaling promises and scams. Distorting the truth and clouding reality. Doing whatever they can to stay in power. They survive as a flea on a dog, by sucking blood and just like the dog, the people could happily survive without them.

Politics is a Racket

Politics is about ‘divide then conquer’. Divide the citizens into sub-groups; blacks, gays, workers, men, women, unions, political parties etc so will they fight amongst themselves to gain ‘special treatment, favors, regulations and appeasements.

Think about that; Politics is about centralization of power, but the sub-division of the people. Which is why Politics is the biggest ‘racket’ on earth.

If that strikes you as deeply wrong. Then embrace decentralization, not the political racket marketed to you as today’s ‘democracy‘. If people are to become wealthy they need to govern themselves, they need to be free to make their own decisions, not have the decisions of others imposed upon them. Such as what currently happens within the other 198 political gangs that exist around the world.

Is the System Corrupt?

That depends on your perspective. For those in the Government, it is working as designed. It’s set up for anything but change. Those in power (behind the scenes) want to remain in power and keep their power centralized and concentrated.

For those who believe voting for a new president, will make a difference. An interest fact about long term politicians is that despite record low approval ratings, incumbents typically have a 96 percent re-election rate and that’s by design, not default and certainly not because of how you vote.

“What can be done about this? – Probably nothing. The system benefits the insiders. And the insiders control the government”.

Government Efforts to Suppress

There has always been efforts by governments, no matter who, to suppress and undermine the idea of decentralization. They always want to control their people. No matter what the constitution or other documents may say.

In American, in the mid-1700’s, there was no income tax under the “British Rule” of King George, other than a 2-3% sales tax on certain goods, yet this made the ‘Founding Fathers’ throw down the gauntlet of rebellion against the British over being taxed, from afar.

Today these Founders would be branded as “extremists” and locked up under the Patriot Act labeled as traitors, and have their passports revoked.

Consider the irony of that. The government they established today, enforces invasive and widespread attacks on liberty and personal freedom, all of which is going to continue – no matter who is in the Whitehouse.

Government Efforts to Corrupt the Language

Words are extremely important because they provide the most important means we have to communicate with each other. If you don’t understand the meaning then it’s impossible to communicate accurately.

Changes in the way words are used is popular with the political classes. Many of the words you hear, especially on television and other media, are confused, or completely misused.

For instance, ‘stimulate the economy‘ is a phrase that first came out in the ’60s. It really just means “print money.” They don’t use it much anymore because everyone can see that it no longer results in stimulus, so they invented a new word.

Now it’s called quantitative easing and it’s used without questioning the fact that it still means the same as before which is “print money,” “inflate the currency,” or “debase the currency.” They say “quantitative easing” like it’s somehow going to reduce the pressure of an already fragile economy, caused by printing money, which of course it won’t!

The “powers that be” use these words to create the illusion that they know what they are doing, that they are in control of the situation, and all the jabbering media monkeys follow their lead using the same words, never once asking what does this new word actually mean?

Centralization of Power

Politicians love the idea of being in control and in the centralization of power, the more centralized the power is the more monopolization of power they hold and as that power becomes entrenched, compulsion becomes institutionalized, and the wealth gap widens.

Total centralization means total monopolization of power, control, and of course wealth for them. Which is what many people think isn’t going on in the United States. They think it only goes on in countries like China, but that’ not so. And as far as China goes, it’s economy may look good, but things are bad there also.

They just do a better job of hiding the truth. It just looks strong and wealthy but it’s all pretence (I know I live there) behind the scenes are massive bubbles ready to burst and when they do, it’s not only going to be bad for them, but the rest of the world.

In politics, power-seekers with the most power have the most say, no matter what political system operates. Decentralization, not centralization is the way to independence and freedom.

Sometime Soon It’s Really Going to Hit the Fan

If you thought the recent global economic recession was bad. Wait till you hear what I’m about to tell you.

Almost every major financial crisis begins solely because of bad government policies because governments don’t (and never have) created wealth or contributed any positive economic value to society. They only steal, hurt, and destroy it.

It should be becoming more and more evident with each unfolding, successive economic crisis. That the Governments of the world are the ones messing things up and they are not looking out for us. Their interest lies in being in control and holding onto power at the expense of the people.

The Real Reason we are Having an Economic Crisis

It’s not just the mismanagement of the various governments around the world that has lead to the NEXT fast approaching, massive economic crisis. It is occurring because of something that is far more understandable and ‘manageable‘ than the political B.S you have been told.

The Baby Boomers

Here are the Facts

In 2008, the world’s largest and richest generation in history, ‘the Baby Boomers‘, began withdrawing from the economy, reversing the previous major spending and borrowing trend that had been going on for the past four decades.

The Biggest spenders in the economy are now scaling down their lifestyles, curbing their spending habits, readying themselves for retirement.

Soon more and more of them will spend less and less, they will cash out of the stock market, sell their large homes and other non-essential assets and generally spend a lot less money. All of which is having and is going to have and is already having a major impact on the global economy.

Evidence

Japan has been doing just that, beginning as early as 1996, many people starting retiring from the workforce, which is the real reason their economy, (that until 2010, was the world’s second largest), has slowed down. So no matter what its governments does, it can not restart the economy.

Graph of Japan Stocks (1989 – 2010)

Graph of Japanese Real estate

Donald Trump for President

June 26, 2016 Peter Economics

Will Trump Be President?

The prospect of Donald Trump becoming President, for millions of people, could be a welcomed godsend. For millions of others, Donald Trump for President would be their worst nightmare come to life.

However, no matter which camp you are in most would agree, that Donald Trump brings an interesting, if not entertaining dynamic to the U.S Presidential race that hasn’t been seen in a long time. Polarizing the country into almost tribalistic groupings, like never before.

So Who is Donald Trump?

Born in Queens, Donald J. Trump joined his father’s company early on in his career and had a vision for the Trump name. He envisioned the “Trump” brand as being synonymous with luxury worldwide.

To do this, in the mid-1970s, he went into real estate in Manhattan. Relying on the business connections and creditworthiness of his father, he borrowed a “small sum” of 1 million dollars to get started.

Trump’s Biggest Success

Trump’s top three business successes include:

The Grand Hyatt, which he bought in 1976 and sold for $142 million in 1996.
40 Wall Street, Once the tallest building in the world, which he bought for $1 million and today as prime real estate in the financial district it’s worth more than $500 million.
The Apprentice. As the T.V’s show’s host and executive producer, he raked in $1 million for each 185 episodes.

[See video below for overview of Donald Trump] source: VisualCaptialist

Trump’s Biggest Failures

Like many businessmen, Donald Trump’s career has also had his share of failures. His biggest failure may be his ill-fated venture into casinos in Atlantic City.

1. Atlantic City

In 1988, he acquired the Taj Mahal Casino. Funded primarily by junk bonds, the casino would be $3 billion in debt within a year. Trump, racked up $900 million in personal liabilities, had the business declare bankruptcy. To stay afloat he sold many personal assets,a 282-foot megayacht, his airline and half of his stake in the company.

Trump’s casino holding company would enter bankruptcy two more times: in 2004, after accruing $1.8 billion in debt, and in 2009, after missing a bond payment during the Financial Crisis. Each time, Trump’s stake in the company fell.

You’re Fired!!

2. Other Businesses

While three of Trump’s four bankruptcies involved Atlantic City casinos, he has also struggled in other ventures outside of real estate: Trump airlines, Trump Vodka, Trump: The Game, Trump Magazine, Trump Steaks, and Trump University were all destined for failure. Trump Mortgages was launched in 2006 right before the real estate crash, and it also failed.

Trump’s Net Worth

According to Trump’s campaign, he is worth “in excess of TEN BILLION DOLLARS”. However, he has been accused of artificially inflating his net worth. Forbes and Bloomberg News both have drastically different estimates of his wealth at $4.5 billion and $2.9 billion respectively.

But whatever the truth, it’s still a lot of money, and he’s still a billionaire who made it through hard work and self-effort, something most politicians and ‘insiders’ can’t lay claim to. He’s been down, he’s been out, he’s been broke, but still he managed to come back.

“Success comes from failure and you should never measure a man by how many times he has failed. Rather by how often he has succeeded. Success eludes most of us so it is something to be respected, no matter our personal views of the individual involved”.

Will Trump Be President?

Free Credit Score Online

March 26, 2016 Peter Credit Score, Economics, Review

FREE CREDIT SCORE ONLINE

There are several ways to obtain a Free Credit Report Online, and I’m going to give them to you right here. You can contact the following sources directly by visiting;

https://www.annualcreditreport.com/
Experian https://www.experian.com/
TransUnion https://www.transunion.com/
Equifax https://www.equifax.com/

There is also another website for getting a free credit report online with the additional advantage that they will monitor your credit and future credit inquiries. They will email you about any new developments to your credit score.

You can check it at Credit Karma.

One of the biggest credit misconceptions is that checking your credit score will hurt your credit score.

This is not the case. You can check your credit scores at Credit Karma as often as you like without affecting your credit score.

What to do Next

You will need to view all these sources to make sure they are scoring you all the same, and once you have your credit report(s), then we can get to work on improving your credit score. You should also research as much information as you can about debt management.

Having the best credit score, you possibly can is important because your Credit score will affect your mortgage rates, credit card approvals, apartment rental requests, and even job applications.

Also reviewing your credit reports regularly helps you to catch potential problems, before they get out of hand, such as detecting identity theft, which can devastate your credit rating.

Knowing what to look for will also help prevent future, long-term credit related problems and understanding how your credit score is calculated another important step towards improving your credit rating.

How is Your Credit Score Calculated?

As you can see; it’s your payment history and the amount you owe that makes up 65% of your score. This, together with how long you have had any credit, makes up 80% of your FICO score.

These are the major components that go towards calculating your overall credit score and these have all taken ‘time‘ to acquire and compile.

Most People Have a Poor Score

Credit Score bar2 What may surprise you is that most Americans have ‘Poor to Fair’ scores, and many are also up to their ears in debt.

The chances are that you also have a poor credit score, and you’re looking for ways to improve your score.

The good news is that’s simpler than you might think, and no, it doesn’t involve using agencies or expensive services.

In fact, it’s quite easy to improve your credit score on your own, and you can do it for free, it only takes some dedication, a little knowledge, and some will-power.

I have had my share of experiences with having bad credit, from not paying my bills on time. Having bad credit means having to endure higher interest rates and lots of harder work to reduce your debts due to harsher terms and longer payment plans that you get stuck with.

Wait – Didn’t I just say that improving a bad credit score was easy? Why did I just say it was hard for me?

Well… because for me, it was hard because, I owed millions of dollars and had filed for bankruptcy. I initially thought it would be really tough to improve my credit rating, increase my credit score, so I could reduce my interest payments to a more acceptable level.

I was searching for someone to help me with my problems, I went through a lot of agencies and service providers, I tried many different techniques, to improve my credit score. I read a lot of books and tested many strategies and during my search for a solution, I discovered something interesting…

It turns out, it all came down to me. I was the solution.

So, after trying many advertised courses and agencies to improve my credit score, and failing. I decided to take matters into my hands.

I figured out that there are a few simple but concrete steps that almost anyone can make, to improve their credit score – by at least 100 points, in a few short months, possibly even in a few weeks.

These are simple steps, and I wished someone told me about them earlier before I spent all my time and a lot of money on other courses and products which only lead to frustration and further debt.

Well…

Since you’re reading this post, there’s a good chance that you’re looking for ways to improve your credit score as well.

There’s no need for third-party services or accountants; it’s all in your hands… and it’s quite simple.

I outline the steps and provide the information you need to improve your credit rating in my book. In this book is what I wished I found when I was suffering from poor credit. I say suffering because of having a poor credit score is like suffering needlessly with poor health when the cure is only a course of antibiotics and a little time. – If only you knew!

It’s the exact information that I needed to know, to not only improve my credit score but this information has allowed me to maintain a high score, ever since.

I will always have a great credit score now that I found out how to efficiently manage my score – and I’ll show you how you can do the same.

See the Video below for more information:

[To get this book use this link] » Read more

48 comments Fix Credit score fast, free credit report online, Free Credit Score Online

Social Security Retirement Information

January 13, 2016 Peter Economics, Education

The Greatest Retirement Crisis in American History

… is about to befall many Americans. Your government is quietly taking away Social Security benefits from millions of Americans without your knowledge. Social Security Retirement Information is important especially if the greatest retirement crisis in American history is about to hit. Learning how to make money during retirement could be crucial for those who want to make money when retired.

Even though the USA has the largest economy in the world, its retirement benefits for retirees are amongst the lowest in the western world.

If you consider that the average Social Security monthly benefit check is less than $1,300 a month (a paltry $15,600 per year) when the average income is more than three time that amount, at $51,939 p.a.

But How?

If that’s not enough to make you shudder, Bloomberg reports that many Americans aged between 55-64 years old have a median amount of around $14,500 in retirement savings.

In fact according to the Associated Press back in 2011, many people who were eligible for retirement reported:

60% had lost value on their investments because of the economic crisis
42% were delaying retirement due to insufficient capital
25% they could not afford to retire (and are currently still working)

If this assessment is correct then many Americans will need to focus on income replacement instead of wealth accumulation because even if they set aside $15,000 to $25,000 a year for retirement, in twenty years they still won’t have enough money to retire on, without social security to top up the increased costs of living.

Yet in 2016 the government took away many Social Security benefits from millions of Americans.

Making Money After Retirement

Making money after retirement age is going to be a major focus for many retirees in the near future because many people were bankrupted by medical costs, or job losses and foreclosures during the last financial crisis and of course there are those that just didn’t save anything at all.

But no matter how they got there, this group is going to be relying solely upon social security in their retirement years. This group accounts for just over 30% who are entitled to receive those payments and for many this is all about to change.

Latest Research

There is already a huge amount of research on the problems that will confront those looking towards retirement – in the near term.

Even if you had $100,000 set aside for retirement and used it to buy an annuity it would pay you a monthly income of around $560 per month, but you would risk outliving your money if you lived longer than the expected 85 years of age.

As for those that did manage to save more than $20,000 a year, the issue isn’t just developing a future stream of income. It’s having confidence that the future income will actually amount to something when the time came to live off it.

The Promise

Baby boomers were told that if they worked hard and saved, they could spend the last quarter of their lives living comfortably and free from financial worries. Their parents told them. Their employers told them and even the government told them and took money from them to fund that retirement.

But now as many are reaching retirement age, the promise is beginning to look like a big fraud.

Most people expect that when it comes to their retirement that they have enough money saved up to be able to afford a monthly income that is substantially more than social security.

Yet very little is being openly said about this looming problem or that fact that the government is making big changes that will affect you and your social security entitlements.

Meanwhile, the world’s attention is focused elsewhere.

Learn and Make Money Online

October 3, 2015 Peter China, Economics, Education, Getting Started

Learn and Make Money Online

How? Easily, by understanding the global economy and how it affects your ability to make decisions that will make you money online.

China’s recent stock market decline and subsequent devaluation of the yuan. Sent shock waves throughout the financial world, as it showed that China would allow its currency to devalue, when usually it is pegged to the US dollar at around 6 to 1.

The fact that the Government’s using financial levers to stabilize its economy, is a sure sign that things are about to get a whole lot worse.

By devaluing its currency (around 3% against the U.S. dollar) the country’s exports becomes cheaper for the rest of the world and as products become cheaper more interest is shown by purchasers and as China has an export based economy that would be a good thing. But it may be a case of too little, too late.

Other Currencies

However most other currencies have fallen much further against the U.S dollar. Since 2014, the New Zealand dollar is down over 25% and the Australian dollar has dropped more than 30% since 2013.

The Mexican peso has fallen 28% and the Canadian dollar is down 31%, since 2001.

Canada

In Canada’s case this was mostly due to the fact that the Canadian economy has gone into recession because of the low price of Oil.

As a major oil exporter and the world’s fifth-biggest producer, oil made up 27% of exports last year. Last month, the Canadian dollar hit an 11-year low against the dollar.

Other Countries

More recently the Brazilian real has lost 23% and the Russian ruble is down 16%. As a group, Asian currencies are at their worst exchange levels since the ‘financial crisis’ of 1998, the Malaysian ringgit is down 14% and the Indonesian rupiah 9%. In fact most emerging market currencies are at their lowest levels since 2002.

Government Created

This has come about as a result of virtually every government irresponsibly printing money and calling it fancy names like “Quantitative Easing“ (Q.E). What this means is that they are creating billions of new notes, euros, pesos, dollars and yen every day and injecting them into their economies.

This makes their currencies worth less as more go into circulation and it actually steals wealth from the very people they pretend to serve.

A Strong Dollar

Comparatively the U.S. dollar has gained about 20% vs. other major currencies during the last year. Even though the U.S. used ‘Q.E‘ to print Trillions of dollars from 2008-2014.

Now for the time being it has stopped and the current, U.S. monetary policy is “less printing” than other major players, like Europe and Japan, the dollar appears to be stronger.

» Read more

68 comments learn and make money online

Learn and Earn Money Online

September 13, 2015 Peter Economics, Education, Getting Started

Learn and Earn Money Online

The Greatest Economic Meltdown in History may be about to reveal itself and this might well be your opportunity to learn and earn money online. If you thought the recent global economic recession was bad. Wait till you hear what I’m about to tell you. What you are about to learn may give you the motivation to want to earn money online.

“Almost every major financial crisis begins because of bad government policies because governments don’t create economic value. They only steal, hurt, and destroy it”.

Governments of the world are not looking out for us, as is becoming more and more evident with each unfolding, successive economic crisis. Soon the Greatest economic meltdown in history will reveal itself.

Why Do I Think this is Going to happen?

Anyone who has studied economic history or looked at the data on every past Asset Bubble will see the same distinct pattern that is found in every major economic crash in history.

For example, look at the Dutch “Tulip Mania” Bubble of the 1630′s… A rapid rise then a sudden fall.

The South Sea Bubble of 1718-1722… A massive rise then a sudden fall.

The Stock Market Crash of 1929… A four-year boom followed by a crash that continued for two years.

The 1990’s, Tech Bubble (also called the dot com bubble)… A rapid rise, then a sudden crash.

And the 2007 Real Estate Bubble…A massive five-year boom, then an equally large crash.

Notice

You will notice that every one of these has a very similar and distinct pattern. There’s a massive rise that makes people rich (or feel rich if they don’t cash out) and just when they think it will never end. It suddenly becomes unsustainable and quickly turns into a historic market crash.

But here’s the thing, asset bubbles don’t have soft landings, they burst, no matter what a government tries to do, as China and the rest of the world will discover soon enough!

Historically It’s All the Same

Here’s the typical Market cycles graph that ALL Markets follow. Again you see the same trend that has occurred in all the other markets we have shown here. This one gives you the four phases of the market that th markets cycle through.

The Real Reason we are having an Economic Crisis

It’s not only just the mismanagement of the various governments around the world that has lead to these situations. But the next (fast approaching) economic crisis will occur because of something that was far more understandable and ‘manageable‘.

Baby Boomers

In 2008, the world’s largest and richest generation in history, ‘the Baby Boomers‘, began withdrawing from the economy, reversing the major spending and borrowing trend that had been going on for the previous four decades.

The biggest spenders in the economy are now scaling down their lifestyles and curbing their spending habits, readying themselves for retirement.

Soon more and more of them will cash out of the stock market, sell their large homes and other non-essential assets and generally spend less money and that’s going to have a major impact on the global economy.

Evidence

Japan has already done just that, beginning as early as 1996, many people starting retiring from the workforce, which is why their economy, (that until 2010, was the world’s second largest), has slowed down and no matter what its governments does, it can’t restart its economy, due primarily to Japan’s aging demographics. It’s that simple.

Graph of Japan Stocks (1989 – 2010)

Graph of Japanese Real estate

How to Work Online from Home

July 13, 2015 Peter China, Economics, Education, Getting Started

How to work online from home comes down to choice and motivation. Many people want to know how to make money working online. I can give you the motivation and give you the ‘how‘ with this article. But the final decision to actually do it, is yours.

Many people overlook the most obvious benefit of working online from home which is the ability to control and manage your own financial destiny. Making money online is not difficult, once you know the how. But too often people fail online because they gave up way before they put all the pieces together. And there are a lot of pieces.

Making It Easy

Fortunately, I’m going to make it easy for you and give them ALL to you. I am even going to tell you how & where you can join a world class training community that you can start for free and where to access 300 ‘How to’ videos, that cover everything you will ever need to know about how to work online from home.

But first, let’s get you motivated to wanting to work online. Here are some powerful reasons, to make you think hard about getting started.

Some Background

Peter V Crisp

“I have written before about the Government being the biggest problem for the people of the world when it comes to wealth creation and that they are not the benefactors they pretend to be”.

They are actually detrimental to your economic well-being and its time for you to take personal responsibility and create your own online business to save yourself from their mismanagement.

Let Me Explain…

Why I say that Governments are not your friends and they are no looking out for you. Let me give you an example. Many people assume that China will one day become the next superpower and perhaps they might. But things are not always as them seem.

Not so long ago, the Chinese stock markets lost more than 3 trillion dollars in less than a month, following a strong bull market, that had risen 152% over a twelve month period, up until June 2015, before China’s two biggest stock markets suddenly plummeted.

Bubbles always burst much faster than they grow and after expanding for over a year, Chinese stocks crashed 35% in three weeks, meaning that Chinese companies lost around $3.2 trillion worth of value in less than a month.

A stunning loss of wealth and to put this in perspective that’s double the size of the entire stock market of Australia. Yet even though the drop is huge the Shanghai Index is still up 71% from a year ago, so perhaps it still has further to fall.

Why do these things happen? (More about that soon...)

Not the First Time

What you may not remember was that China led the global collapse in 2008, when the stock market ‘bubble‘ at that time saw a massive rise in just two short years before suddenly dropping 72%. So, recent events are not the first time the Chinese stock market has imploded and it won’t be the last.

In Response

In response to the meltdown in 2008 the government (in line with Keynesian economics) pumped Trillions into their economy, building hundreds of thousands of apartment blocks, commercial buildings and developing infrastructure, massively ‘overbuilding‘ basically everything.

Resulting in having real estate and industrial capacity 12 to 15 years ahead of demand. But they didn’t care, they did this to stimulate their economy and to provide jobs for half a billion people who had moved from rural areas to urban cities, looking for work.

Increased GDP

This government funded real estate construction program, artificially boosted the economy and drove up the country’s GDP – making the communist economy look successful, as they weathered the global economic meltdown, becoming the envy of the western world. Despite creating a huge hidden real estate bubble.

This unprecedented overhaul of their economy had actually been going on for decades, but really only got traction from 2009 and after five years of rapid growth, the Real Estate market began to slow, as the number of unsold properties mounted in the face of continued overbuilding and weakening demand.

Economic Out-Look

Economic growth has begun slowing, home prices are deflating (despite offical figures to the contrary) and most local governments are facing a potential debt crisis from all the massive building being undertaken with borrowed funds.

But that’s not all, this is also the same country, where families are only allowed ONE baby and some of those are now in their mid twenties and are also only having one child. But the majority of these babies are still children so, the future demand for ‘Real Estate’ is unlikely to be greater than it was, thirty years ago, when families had five or six children.

What this means is that for every child in China, over the next twenty years or so, there will be up to six older (non working) family members that will need looking after. In other words the ageing population will be massive as the population is shrinking. Making the excess of real estate a larger problem than it is currently.

Why Start an Internet Business

July 1, 2015 Peter Economics, Education, Getting Started

Why Have an Online Business?

Why have an Online Business?

…Because it’s the best way for you to create a better future for you and your family.

Why start an internet business and why have an online business are indeed important questions many people ask. Its tough to make money online they say. While it is true, it’s only because most lack the skills and knowledge needed to succeed.

Having an online business is something almost anyone can do, provided you get the right education and training.

Why Start an Internet Business? Well, for one thing, if you like the idea of earning money from home, not having to commute to work, not having to report to a boss and like being able to set your own work schedule, then this will interest you.

An Internet Business

An Internet Business is something almost everyone should consider, even though lots of people try and many fail. Others may think all a big scam and it’s too late, or too difficult to do. However its still worth pursuing and it’s becoming even more important than ever, to create an additional sources of revenue and an internet business can certainly provide that, and more.

Peter V Crisp

“I’m going to give you some powerful reasons why you should have an online business and they may not be for the reasons you think. Its time to put your future financial security back into your own hands and its easier than you think”

Previously

In a previous post I talked about superheroes and how governments don’t like them, or their innovations, because innovation upsets the status quo and the existing ‘business relationships‘ that governments have with ‘established‘ industries. Industries which are forced to employ lobbyists to maintain ‘good relationships‘ with those in power, and all the things that implies.

They Don’t Serve You

The government no longer serves the people, it instead serves its own interests. Whenever politicians talk about ‘national security‘. It means the security of the nation (themselves, the government), not you.

Whenever they do something for ‘the people’s best interests‘ or ‘the greater good of society‘. It means, in the best interests and greater good for them. Not, you the citizen.

Not Much Has Changed

You may not realize it, but not much has changed in how society is structured, only the names and roles have changed.

A sad state of affairs I admit, but unfortunately this has existed for a very long time and is not going to change anytime soon. So don’t believe the government when they say they are here to help you.

Need Proof?

So, how serious is your government about looking after your best interests. Let’s look at how serious they are at promoting innovation, lowering costs and improving the lives of its citizens?

The following is a ranking of the top ten most Innovative countries in 2015 – according to the Bloomberg Innovation Index.

“Notice the correlation between ‘spending‘ and ‘ranking’ of the various Governments funding of innovation, as a percentage of GDP”.

Rank Country		Spending as % of GDP
1	South Korea	4.36%
2	Japan	3.67%
3	Germany	3.3%
4	Finland	3.1%
5	Israel	3.0%
6	United States	2.7%
7	Sweden	2.3%
8	Singapore	2.2%
9	France	1.9%
10	United Kingdom	1.7%

If innovation brings such enormous benefits to society in both cost savings and improvements to standards of living. Then the question is …

“Why are governments reluctant to pursue innovation, more vigorously?

Whatever happened to them serving us?

If the answer is not yet obvious, then I will soon provide more information that should leave you in no doubt as to the answer. In the meantime and with your permission, I want to talk a little more about innovation and the benefits it brings to humanity.

Growing Innovation

Hydroponics (growing plants without soil) has been around for a little while, but a new startup called AeroFarms is taking it one step further with what they call “aeroponics.”

This innovation replaces sunlight with LED lighting and uses a minimal amount of water to spread a mist around the plants. Aerofarm recently acquired an old building in the middle of a city and filled it with 15-foot-high stacks of planters.

No sunlight, no pesticides, no soil and since it’s in the middle of a city, it’ll bring food directly to the consumer and as its locally produced, it means fresher food, and as we know, fresher food is always better.

Not only does growing food locally make it much more affordable, it’s far less environmentally damaging. It radically reduces transportation costs, cuts out the cost of quality soil and farmland and with this approach, the distribution of energy ensures that there’s virtually no waste and it uses 95% less water than regular farming.

The Benefits Are Enormous

Enormous Benefits for the World

Imagine the impact this type of urban vertical farming technology could have on growing cities around the world.

For example in a place like California where they use 80% of their water for agriculture and have been suffering from water shortages for years.

But what about outside the U.S, in third-world emerging countries, or in rapidly developing countries like China and India where, soil, air, and water pollution are becoming a major problem and other countries where food costs are a large percentage, of peoples living costs.

This type of innovation could be of enormous benefit to society as a whole.

Seriously – No Soil?

I know that growing plants without soil sounds crazy, but hey, so did flying back in the late 1800s. Time and motivation, like food, water, or land shortage, will allow this technology to prove itself. We already have proof that hydroponics works and ‘aeroponics’ sounds like an even more environmentally friendly concept and its just as viable.

Why is it not being heavily sponsored and promoted by the government? What’s stopping this innovation from further development? The answer; Rules, regulations and laws, as it is with all new technology and innovation.

Governments don’t want to upset the existing ‘business relationships‘ they have with the traditional industries, and you and I, are not a party to those relationships.

“I will say it again; Governments don’t want to upset the existing ‘business relationships’ they have with traditional industries”.

The Government Lies To You;

Despite what you are told by government funded institutions. Entrepreneurs are not the enemies of the people, they instead, actually enhance our lives, improve quality and drive costs and prices down. It’s the government and it’s rules and regulations and its protectionism of existing industries, that drives prices up.

Hard to believe? There are thousands of examples of this – if you researched this yourself, you would see this is all true, instead of believing the B.S that is fed to you from the Government that wants to keep these facts hidden from you.

Henry Ford

Take for example Henry Ford. Before the Government got involved in regulating the automotive industry;

in 1910, he produced 19,000 cars at a price of $900 each.
By 1915, he made 308,000 cars a year and selling them for $390 each.
Ten years later, in 1925 he was making almost 2 million cars a year selling them at $260 each.

Price were going down, value was going up, production technology was advancing. He also paid the highest wages in the industry – (before the Government and the unions got involved). You know this is also true, for the computer industry. The Memory power of computers has been going up, costs have been coming down and technology has been advancing at an incredible pace. All because there has been NO GOVERNMENT intervention in that industry.

Entrepreneurs are the true benefactors to society as is free market dynamics as they make things cheaper and better as time goes by. That’s what made America great. Individual entrepreneurs pursuing their dreams, free of government interference and their protectionist, rules and regulations.

Entrepreneurs are Benefactors

Entrepreneurs, without government interference, are incredibly valuable and beneficial for all in society. Why? – because they make money from creating values via innovation, solving problems, lowering costs, and improving the lives of their customers and employees.

Rockefeller, Carnegie, Ford, Gates, Jobs, Musk (and thousands of others, you have probably never heard of), are the real heroes and benefactors in society. They are the innovators who have made the world a better place.

But Governments don’t want you to know this!

They instead want to take the credit for the economic growth that comes from these innovations and the entrepreneurs that created them. So, they blatantly lie about the entrepreneurs true value to the world and the governments non value to the world. They flip the truth and distort the reality, misdirect and misinform the general public in pursuit of votes and power.

Want to See More?

What’s the future for innovation – take a look at the video below:

What is the Best Way to Make Money Online

June 29, 2015 Peter Economics, Education, Getting Started

What is the Best Way to Make Money Online

The best way to make money online is to become a superhero, such as the likes of What is the Best Way to Make Money Online the Tech Billionaire Entrepreneur character, Tony Stark played by actor, Robert Downey Jr, in the Iron Man movie franchise.

Ironman

Even though the Iron Man Superhero is a fictional character, there are in fact, real world people, just like the fictional Iron Man of the movie and comic book fame, who actually do incredible ‘superhero‘ type things.

By ‘superhero‘ type things I mean they are making the world a better place, reducing the nation’s dependence on oil, saving governments billions of dollars, lowering costs in many industries and coming up with innovative solutions to real-world problems. In short benefiting people all around the world by giving them what they want.

Peter V Crisp

“Ok so maybe you can’t become that type of Superhero. But you could become a superhero to your readers and potential customers, by providing engaging content that they want to read. Inform them, entertain them and give them a reason to want to come back”.

A Modern Day Superhero

One such modern day superhero is the person, Elon Musk, the founder of SpaceX, co-founder of PayPal, and owner of Tesla Motors, and a few other innovative startup companies.

PayPal

PayPal revolutionized, the online financial transaction industry, by granting ordinary people the ability to transfer funds electronically, lowering transaction costs and the time required to do so from days to minutes, benefitted people all around the world. From its initial start in 1998, and its sale to eBay in 2002, today it operates in 190 countries and generates around $7.9 billion in revenue.

What is the Best Way to Make Money Online

Elon Musk 2010

Space X

Following the sale of PayPal, Elon Musk established Space X when he calculated that the raw material for building a rocket was only 3 percent of the price being ‘paid’ by the government. He realized he could build more affordable rockets and cut the launch price by a factor of ten.

As a result, his new upstart company won a US$1.6 Billion contract to transport cargo to the international space station after NASA retired the space shuttle program. Saving the U.S tax payer Billions of dollars.

Tesla

With Tesla Motors, he built the first all-electric, high-performance sports car, the Tesla Roadster, that was sold in 31 countries. This innovation not only reduced the nation’s dependence on oil, but put performance, luxury, reliability and mileage/range side by side with traditional petrol powered vehicles. Something the government ‘protected’ auto industry had been failed to do.

General Motors

The Vice Chairman of General Motors, Robert Lutz, was quoted in an August 2009 edition of The New Yorker, as saying (about Tesla Motors)…,

“How come some tiny little California startup, run by guys who know nothing about the car business, can do this and we can’t?

Musk also provided the concept and financial capital for SolarCity, now the second largest provider of solar power systems in the United States, leases solar panels to the customer, for zero down and long term rental agreements, substantially lowering the cost for people wanting cheaper electricity. Again, something the Government ‘protected‘ electrical power supply industry had previously been unable to do.

“Superheroes don’t only, NOT give up when they initially fail – BUT they continue to keep on going, even after they succeed and do even more than before!

How to Work Online at Home

June 16, 2015 Peter Economics, Education, Getting Started

How to Work Online at Home

Warren Buffett didn’t actually say that – (I just made that up)

If you want to know how to work online at home, then you may need some motivation because working online from home is not easy, and it requires commitment to be truly successful. I going to share with you some ideas and resources that will make your journey a lot less burdensome. Plus the I will give you some motivation as to why working online from home could be a wise choice.

Last Time

In a previous post, I gave a short history lesson on economic wealth and talked about “The invisible hand” concept of the free market and how it works best when it is run from the bottom up.

I mentioned that in the past, economies and communities were controlled by the very visible hand of kings, queens, and emperors and how these tyrants used the economy for their own benefit and how the masses worked extremely hard for only a small portion of the production of their own efforts. I mentioned the power structure and you can see it in the image below;

Not Much Has Changed

Not much has changed. Just the names and titles of those involved.

But why is it important to mention this?

Because if you’re not one of the top 1% it didn’t work for YOU then, and it’s not working for YOU now!

“What has this got to do with, ‘How to work online from home? Stay with me – and you will soon see”.

The Economic Power

The economic power of any system run from the bottom up cannot be overemphasized. True free market capitalism is what creates real wealth, not political intervention.

Today, we see a breakdown of the entire global economy because of the top-down, political control mentality of the free market system. The effects of which is the cause of the worsening global financial situation we are witnessing each day.

“We are seeing this in places like the ‘stock market‘, that if you don’t re-organise your business model into one, that’s run from the bottom-up and focused on your customer. – You will go broke!

Real-life examples such as former rock-solid, giant companies like, Kodak, General Motors, Polaroid, Bethlehem Steel, are just some, whose stock price has crashed.

These are all perfect examples of top-down mentalities that reversed the free market rules, ‘got into bed with the politicians‘ while ignoring the ‘customers‘ at the bottom, all to their eventual peril.

More Evidence

Evidence of this upside down mentality impacting in the marketplace, is the recent statistics from the Music Recording Industry. It shows that worldwide revenues have fallen every year from $26.6 billion in 1999 – to less than $15 billion in 2014.

Revenue has fallen but the number of people listening to music has gone up.

Capitol Records Building a Music Industry Icon

In the old days, talented singers or performers had to struggle to find a good agent who was ‘connected’ to the ‘right‘ producers or record labels. Sometimes they performed for free just for an opportunity and hoped that they might be ‘discovered‘.

It was Hard

It was a tough business, sometimes they lived in tiny apartments and ate dry biscuits, trying to survive the best they could while they focused on their ‘dream‘.

The ‘system’ and the agents didn’t really care because there were thousands of wannabe artists desperate to get a break and unless you got ‘lucky’ or someone associated with someone high-and-mighty recommended you, it just wasn’t going to happen.

It was a top-down, dog-eat-dog environment. The consumers, the listeners and viewers were at the mercy of the music industry ‘system’. They decided what talent was, and you (the market) could only consume what was put in front of you. Your choice of music was decided by them. It had been that way for years; the ‘people‘ (the market) had no say.

How to Earn Money Working Online

May 28, 2015 Peter Economics, Education, Getting Started

How to Earn Money Working Online…

is something many people want to do and it’s a great way to make a living. However it takes dedication and commitment before it can be fully realised and unfortunately many give up before they succeed or worst they get taken it by the numerous online scams that are so prevalent on the internet.

Three Things

There are three things you need to succeed online and that is an ATM

An Education – So that you know what to do in order to make money
Time – So you can implement what you learn and allow it to come to fruition
Motivation – A reason why, so you will stick with it long enough to succeed

With these three things you can and will find success. The Education I will show you where to get shortly. Time is something you need to create for yourself.

The Motivation I can provide you by telling you a short story about world economics…

NOT a Realistic Image of “how to earn money working online”. It takes dedication and commitment to earn money online.

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