Fix Credit Score Fast

February 24, 2017 Peter Credit Score, Education

Fix Credit Score – FAST

If you are looking for ways to fix your credit score fast, getting hold of your credit report is an important first step toward fixing your credit.

“Most people’s score is somewhere between 500 – 700 which is poor to fair”.

Do You Know Your Score?

There are several ways to obtain a Free Credit Report Online and I’m going to give you access to your credit reports right here, for free. You can contact the following sources directly by visiting;

https://www.annualcreditreport.com/
Experian https://www.experian.com/
TransUnion https://www.transunion.com/
Equifax https://www.equifax.com/

Why You Need to Do This

You will need to view all these sources to make sure they are scoring you all the same, and once you have your credit report(s), then we can get to work on improving your credit score. Also reviewing your credit reports regularly helps you to catch potential problems, before they get out of hand, such as detecting identity theft, which can devastate your credit rating.

How Important is Having a Good Credit Score?

Having a good credit score will guarantee you of a good life and having the best credit score, you possibly can is important because your Credit Score will affect your;

loan interest rates,
credit card approvals,
apartment rental requests,
and even job applications.

So, knowing what to look for will also help prevent future, long-term credit related problems and understanding how your credit score is calculated is another important step towards improving your credit rating.

Get This Book

Repairing bad credit is a bit like losing weight, it’s going to take a little time. And often, most typical, quick-fix options can potentially be detrimental, over the longer term, which is not what you want.

However, as everyone’s situation is different, improving your Credit Score could be easier than you think but you need to get the correct information that’s specific to your individual situation.

So, if you’re interested in learning how to fix credit your score, fast and learn some hacks and how to improve your credit score, then grab a copy of this book.

It will teach you how to avoid all the issues that people with low credit scores have to deal with on a regular basis.

In some circumstances, you can even raise your credit rating by more than 100 points without actually removing every negative thing from your credit report.

“Details about the process and exactly how to ‘tweak‘ things to improve your score, are found in this eBook”

Start a Business

In difficult financial times many and layoffs people turn to self employment or a business to start to rebuild their income, but how do you choose a profitable business in hard economic times?

Debt Negotiation could be an the answer.

In fact you could even start a business with the information you are going to learn and this could become a business for you by helping other people negotiate their way out of debt problems. There will be a lot of people looking for this type of help and you will also be genuinely helping people.

You will also have the satisfaction of knowing that you have helped them change their life for the better. A debt negotiation business for example would an excellent business to start in a recession. Your potential customers will be actively looking for the service that you offer and there will soon be a boom in the numbers of people search for these types of services.

For More Information

For more about this and many other ideas on debt and credit management and how to beat the Debt Collectors and becoming debt free you may like to visit another free website; Debt Management Ideas and view the articles and resources about managing your money, managing loan repayments and other debt related topics.

Visit ‘Debt Management Ideas‘ Using This Link here

Free Credit Score Online

March 26, 2016 Peter Credit Score, Economics, Review

FREE CREDIT SCORE ONLINE

There are several ways to obtain a Free Credit Report Online, and I’m going to give them to you right here. You can contact the following sources directly by visiting;

https://www.annualcreditreport.com/
Experian https://www.experian.com/
TransUnion https://www.transunion.com/
Equifax https://www.equifax.com/

There is also another website for getting a free credit report online with the additional advantage that they will monitor your credit and future credit inquiries. They will email you about any new developments to your credit score.

You can check it at Credit Karma.

One of the biggest credit misconceptions is that checking your credit score will hurt your credit score.

This is not the case. You can check your credit scores at Credit Karma as often as you like without affecting your credit score.

What to do Next

You will need to view all these sources to make sure they are scoring you all the same, and once you have your credit report(s), then we can get to work on improving your credit score. You should also research as much information as you can about debt management.

Having the best credit score, you possibly can is important because your Credit score will affect your mortgage rates, credit card approvals, apartment rental requests, and even job applications.

Also reviewing your credit reports regularly helps you to catch potential problems, before they get out of hand, such as detecting identity theft, which can devastate your credit rating.

Knowing what to look for will also help prevent future, long-term credit related problems and understanding how your credit score is calculated another important step towards improving your credit rating.

How is Your Credit Score Calculated?

As you can see; it’s your payment history and the amount you owe that makes up 65% of your score. This, together with how long you have had any credit, makes up 80% of your FICO score.

These are the major components that go towards calculating your overall credit score and these have all taken ‘time‘ to acquire and compile.

Most People Have a Poor Score

Credit Score bar2 What may surprise you is that most Americans have ‘Poor to Fair’ scores, and many are also up to their ears in debt.

The chances are that you also have a poor credit score, and you’re looking for ways to improve your score.

The good news is that’s simpler than you might think, and no, it doesn’t involve using agencies or expensive services.

In fact, it’s quite easy to improve your credit score on your own, and you can do it for free, it only takes some dedication, a little knowledge, and some will-power.

I have had my share of experiences with having bad credit, from not paying my bills on time. Having bad credit means having to endure higher interest rates and lots of harder work to reduce your debts due to harsher terms and longer payment plans that you get stuck with.

Wait – Didn’t I just say that improving a bad credit score was easy? Why did I just say it was hard for me?

Well… because for me, it was hard because, I owed millions of dollars and had filed for bankruptcy. I initially thought it would be really tough to improve my credit rating, increase my credit score, so I could reduce my interest payments to a more acceptable level.

I was searching for someone to help me with my problems, I went through a lot of agencies and service providers, I tried many different techniques, to improve my credit score. I read a lot of books and tested many strategies and during my search for a solution, I discovered something interesting…

It turns out, it all came down to me. I was the solution.

So, after trying many advertised courses and agencies to improve my credit score, and failing. I decided to take matters into my hands.

I figured out that there are a few simple but concrete steps that almost anyone can make, to improve their credit score – by at least 100 points, in a few short months, possibly even in a few weeks.

These are simple steps, and I wished someone told me about them earlier before I spent all my time and a lot of money on other courses and products which only lead to frustration and further debt.

Well…

Since you’re reading this post, there’s a good chance that you’re looking for ways to improve your credit score as well.

There’s no need for third-party services or accountants; it’s all in your hands… and it’s quite simple.

I outline the steps and provide the information you need to improve your credit rating in my book. In this book is what I wished I found when I was suffering from poor credit. I say suffering because of having a poor credit score is like suffering needlessly with poor health when the cure is only a course of antibiotics and a little time. – If only you knew!

It’s the exact information that I needed to know, to not only improve my credit score but this information has allowed me to maintain a high score, ever since.

I will always have a great credit score now that I found out how to efficiently manage my score – and I’ll show you how you can do the same.

See the Video below for more information: